If the applicant is an enterprise or institution with legal personality, it should meet the following conditions: it has the ability to repay bank loans; During the loan application period, there shall be no less than the down payment for car purchase stipulated by the bank and deposited in the accounting department of the bank; Providing recognized guarantees to banks; Willing to accept other necessary conditions put forward by the bank.

loan car purchase mode:

1. The customer directly applies for loan car purchase to the bank's outlets. After the guarantee procedures are implemented, the customer can choose the dealer to purchase the car that he is satisfied with.

2. Buy a car in a 4S shop that cooperates with the bank, sign a car purchase contract or agreement with the dealer, and then apply for a loan from the bank through the 4S shop.

3. To apply for an unsecured personal credit loan, the bank directly lends the full amount to the 4S shop to buy a car. It is the most important step in the process of buying a car by loan to choose the car by loan carefully.

4. When a customer applies for a car loan through the financial outsourcing website, the financial institution handles the intermediate process and the bank approves the completion of the loan. This is a direct car loan.

(Photo/Text/Photo: Pacific Auto Network Tang Yanyan)