Loan repayment proposal:
1. In case of unexpected circumstances, resulting in delayed repayment, please contact the bank in time to explain the situation.
2. Complete the repayment in time, pay the late payment fee and penalty interest, and notify the bank to deduct the money again after the deposit.
In order to avoid this situation from happening again, it is suggested to deposit enough repayment funds in the bank card a few days in advance for repayment.
Online loan belongs to bond investment, with clear income, and the lender obtains interest income; However, people often confuse it with equity crowdfunding. Equity crowdfunding is an equity investment with flexible income. Investors get future income through investment companies, such as Beijing North Crowdfunding, 36Kr, etc., all of which belong to equity crowdfunding platforms. Whether it is bond investment or equity investment, there are certain risks. Investors should fully understand the risks, have sufficient knowledge and mental preparation for taking risks at their own risk, and judge and bear the risks of the project on this premise.
Paying attention to a P2P online lending platform is also crucial for investors' capital flow. Online lending has promoted the interaction between industry and finance, changed the observation horizon, thinking context, credit culture and development strategy of loan companies, and broken the original lending situation.
For the online lending platform, we should choose a more reliable online lending platform, because choosing a reliable online lending platform can ensure the safety of our funds and the interest on repayment is reasonable. Because some online lending platforms are unreasonable or non-compliant, then we can't use this online lending platform, which will also affect our personal credit report. In today's society, personal credit report represents our personal economy.
When we buy a car or a house, the bank needs to check our personal credit report. Once our personal credit report is found to be bad or unhealthy, then we will be rejected by the bank. If the bank refuses, then we will not be able to buy a car or a house, which is very painful for us personally, so we still spend reasonably in our daily life.