You should pay attention to the following five points when buying a top-tenant house:

1. The time to buy a "top-tenant house" is after the property has obtained a pre-sale license. Because at this time, the home buyer can quickly get the formal commercial housing sales contract after paying the money, and can file the contract in a timely manner. In this way, the risk of buying a house can be minimized.

2. When buying a “top account house”, you should check the house more carefully. And consider it comprehensively according to your actual needs.

3. When purchasing a "top account house", home buyers may face the embarrassing situation of "selling one house for two" or even "selling one house for more than one house". To avoid this happening, buyers should go to the local real estate management department to check the property registration status of the house before buying a house to see whether the house has been sold or has a mortgage.

4. Home buyers also need to note that although the "top account house" is mortgaged by the developer to the creditor, the property rights of the house still belong to the developer. Therefore, purchasing a "top account house" will The buyer must sign a housing purchase contract with the developer.

5. House sales receipts are also materials that cannot be ignored. Home buyers must insist on a receipt issued by the developer. This can avoid the buyer's trouble in handling the property rights on the one hand, and prevent the developer from refusing to perform the contract on the grounds that the house payment has not been received.

Extended information:

The so-called top account house is actually a project mortgage house.

Under certain conditions, real estate developers provide financing and loans to banks or real estate-related industries (such as builders, material dealers, etc.) for the construction or development of subsequent projects. The ownership or use of all (or part) of the houses in a project that have not yet been sold.

It is possible to purchase a mortgaged house, but you should pay attention to the corresponding mortgage release conditions when purchasing, otherwise you may not be able to successfully obtain the property rights and cause real estate disputes.

First of all, with whom to sign the house purchase contract. Although the "project mortgage house" is mortgaged by the developer to the creditor company, the property rights of the house still belong to the developer. Therefore, if a buyer wants to purchase a "project mortgage house", he must sign a purchase contract with the developer, and the purchase contract signed with the creditor company is invalid. If the creditor has gone through the transfer registration procedures and obtained the house ownership certificate, the house buyer should not sign a house purchase contract with the developer, but should sign a contract with the creditor, which is equivalent to purchasing a second-hand house.

Secondly, who will bear the responsibility if something goes wrong. Since the contract is signed with the developer, the rights and obligations are of course borne by the developer. Some home buyers think that the house is bought from the construction company, and signing a contract with the developer is just a formality. If there is a problem, the construction company should be contacted. This idea is wrong. The construction company is not a party to the commercial housing sales contract, and the contract is not binding on it.

Therefore, home buyers should be careful when signing a contract, and should write the conditions agreed with the construction company, such as price, payment time, area, delivery time, etc., into the home purchase contract in full to prevent problems. Once a problem does occur, the developer should also bear the responsibility.

Therefore, when the home buyer signs the contract, the price agreed with the construction company should be written into the contract. In addition, the invoice should be issued by the developer, which on the one hand can avoid the trouble of property buyers when handling property rights, and on the other hand can prevent the developer from refusing to perform the contract on the grounds that the house payment has not been received.

Reference: Baidu Encyclopedia-Debt Room