Xiaomi loan was first launched in September 2065438+2005, aiming at providing micro-credit loan services. At present, it has been divided into two major products: "cash loan" and "installment". On April 201July 1 1 day, Xiaomi Company announced the launch of an independent version of Xiaomi Loan APP, and began to support all mobile phone users.
The first time you use it, you must first carry out real-name authentication. After the certification is completed, you can enter the main page of Xiaomi Loan to view the total personal loan. Click "borrow money" to apply for a loan directly. Xiaomi loan can be released almost as soon as it is released. It takes no more than two minutes from certification to loan completion, and the loan speed is in the forefront of the whole small loan industry.
Xiaomi loan APP loan requires users to meet the following requirements:
1. Have Xiaomi account or Xiaomi loan APP account;
2. At least 18 years old;
3. Can provide the front and back of a valid ID card;
4. I must verify my avatar;
5. Xiaomi's credit score is above 600;
6. authorize sesame credit points.
The conditions required for Xiaomi Loan APP are actually relatively few. Xiaomi Loan APP is a personal credit loan product of Xiaomi Company, which is worthy of the trust of the majority of borrowers.
What is the amount of Xiaomi loan APP? How much can I borrow at most?
The APP amount of Xiaomi loan is 100 yuan-100 million yuan. Yes, you are not mistaken. Xiaomi loan APP can borrow up to 1 10,000 yuan, but I regret to tell you that most people can't borrow it. The amount of Xiaomi loan is determined according to the user's Xiaomi credit. Users with Xiaomi credit above 600 points are eligible to apply for Xiaomi loan.
To sum up, the quota level of Xiaomi Loan APP is similar to that of other mobile loan apps, mainly based on the comprehensive qualification and credit score of users. Therefore, if users want to increase the quota, they still have to start with themselves and credit scores in order to get a higher quota.
How to apply for Xiaomi credit loan?
How to apply for Xiaomi credit loan? Xiaomi credit loan can obtain a certain loan amount without mortgage and guarantee, which is much more convenient than traditional bank loans. So, how to apply for Xiaomi credit loan? Next, I will give you a detailed introduction.
What is Xiaomi Credit Loan?
Xiaomi loan is the first credit product of Xiaomi Finance, and it is a pure credit unsecured loan product for Xiaomi users. Xiaomi Finance determines the corresponding loan amount after comprehensively evaluating the user's behavior. The minimum loan amount is 100 yuan, and the maximum loan amount is available for users. It is a bit like a commercial credit card, which provides users with a certain credit line according to their consumption behavior in the issuing business organization to promote their consumption in this organization.
How to apply for Xiaomi Credit?
After opening Xiaomi Finance and real-name authentication, you can apply for Xiaomi credit loan. However, if you want to apply for a loan, you must meet the application conditions: Xiaomi's credit score is above 6 18. If it is not enough, use Xiaomi mobile phone related services to maintain a good personal credit record. The judgment of Xiaomi's credit score is related to the consumption behavior of Xiaomi users. The more money you spend, the higher your score.
How to apply for Xiaomi Loan _ Application Conditions _ Credit Information?
How to apply for Xiaomi loan
The first reaction to Xiaomi must be Xiaomi mobile phone. In fact, Xiaomi also has many other businesses. 2065438+In April 2007, Xiaomi announced the official launch of Xiaomi Loan, which is a pure credit loan mobile phone application. Users can borrow money by mobile phone as long as they download Xiaomi loan software. At present, the repayment method of Xiaomi loan is equal monthly repayment of principal and interest. Now there are three loan cycles: 6 months, 9 months, 12 months. The system will give the corresponding repayment amount and date every month, which is still very convenient.
If you want to apply for Xiaomi loan, as long as you meet the application conditions of Xiaomi loan, you can apply for a loan through the "I want a loan" button on the homepage of Xiaomi Loan APP. Then fill in the identity information as required, and the Xiaomi loan system will score the users and give the credit line. With a credit line, you can borrow money and withdraw cash. Xiaomi loan is a loan-and-return model, with a minimum withdrawal of 100 yuan and a maximum credit line for each person.
Xiaomi loan application conditions
Loans are definitely conditional, and only qualified people can borrow. After all, lending institutions also need risk control. What are the loan conditions for Xiaomi's Xiaomi loan?
1. First, you need to have a Xiaomi account or a Xiaomi loan APP account;
2. A legal citizen who has reached the age of 18;
3. Need to provide valid identification;
4. I must identify my facial portrait;
5. Xiaomi's credit score needs to be above 600;
6. You need to authorize Sesame Credit Point.
Is Xiaomi's loan creditable?
Inquiring about Xiaomi's loan introduction, there is no specific clause indicating that Xiaomi loans overdue received a credit report at the meeting. However, the official of Xiaomi Loan said that it would report to the credit information system in time according to the relevant regulations of the People's Bank of China, so it is possible for users of Xiaomi Loan to receive credit information if it is overdue. Regarding credit reporting, the credit reporting report will find relevant contents. In addition, Xiaomi loan needs to authorize Sesame Credit. Once it is overdue, Sesame Credit will be affected. Now many loans will also check the sesame credit score, so once overdue, the later loans will definitely be affected.