1. The assets in China Bank exceed 200,000 yuan.

2. Use the credit card of China Bank to spend more than 50,000 yuan a year.

3. The consumer has applied for a loan in China Bank, and the remaining loan amount is more than 500,000 yuan.

Platinum card application conditions: the average daily deposit for three months reaches more than 500,000 yuan (including 500,000 yuan).

If you meet one of the following conditions, you can apply for a gold card:

1. Total financial assets in China Bank (including local and foreign currency deposits, various wealth management products, bonds, funds, insurance, paper gold, one-to-many wealth management accounts, asset management plan of securities pool, customer pool trust, balance of third-party depository deposits of securities, market value of securities assets of securities companies with depository accounts in China Bank at the end of the month, etc. ) reached more than RMB 200,000;

2. The cumulative annual consumption of using BOC credit cards is more than 50,000 yuan (excluding large credit card consumption such as house purchase, car purchase and decoration, and zero discount rate for merchants);

3. The accumulated balance of personal loans handled by BOC reached more than 500,000 yuan, and the loan amounts included in the statistics were all normal balances.

Extended data

Characteristics of China Bank Credit Card

1. You can spend money without overdraft, and enjoy an interest-free period of 20-50 days to repay on time without interest.

2. swiping a card while shopping is not only safe, hygienic and convenient, but also a bonus gift.

3. Special merchants who hold cards in banks can enjoy preferential treatment.

4. Accumulate personal credit and add the credit record to the credit file of the cardholder.

5. Access to China is barrier-free, and you can withdraw money or spend money by credit card at ATMs and POS machines with UnionPay logo.

6. Various discounts and lucky draw activities throughout the year.

7. Mail the statement free of charge every month, and grasp every consumption expenditure transparently.

8. Unique supplementary card function, suitable for husband and wife to jointly manage money or master children's financial expenses.

9. The free choice of one card and two currencies is popular all over the world, and consumption abroad can repay in RMB.

10, 24-hour free 800 telephone service, loss reporting takes effect immediately, and there is no risk of losing the card.

Bank of China-Credit Card Products