3. Private lending. The loan term 1 year, and the interest rate can generally reach 4 times of the benchmark interest rate. According to this calculation, the interest rate is17.4%; The loan principal is 6,543,800 yuan, the loan term is 654.38+ 0 years, the annual interest rate is 654.38+07.4%, and the one-year loan interest is 654.38+07,400 yuan.

2. What is the monthly car loan of100000?

Under normal circumstances, after the user applies for a car loan, he pays the principal interest every month. The interest rate of car loan will vary according to the loan period applied for. According to the car loan interest rate of China Bank, the car loan for 1 year is 3.85%, and that for five years or more is 4.65%. Suppose the user applied for a car loan of100000 yuan, and 12 months for repayment. Then the principal to be returned every month is about 8333 yuan. According to the interest rate of 3.85%, the interest to be repaid every month is around 320 yuan. Then the user pays the principal interest every month, 8653 yuan. Car loan refers to the loan issued by the lender to the borrower who applies for buying a car. Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers. The interest rate of automobile consumption loan refers to the ratio of the loan amount to the principal given by the bank to consumers, that is, borrowers, for purchasing their own cars (non-profit family cars or commercial vehicles with less than 7 seats). The higher the interest rate, the greater the repayment amount of consumers. Car loan channel 1. Auto financing company: The biggest advantage lies in convenience and low threshold. Companies are generally set up by car companies. Its "convenience" is not only reflected in the direct application through 4S stores, but also in the fact that there are no requirements for hard conditions such as hukou and real estate. 2. Buying a car with a credit card: The most obvious advantage lies in the loan interest rate, which is half lower than the traditional bank car loan interest rate. Ordinary credit cards can be applied, and the models are also cross-brand, with a wide range of choices. The premise is that you need a higher credit line to enjoy it. 3. Bank car loans, banks are facing the pressure of tightening credit scale, consumer loans such as car loans have shrunk sharply, and the loan doors of some middle and low-end cars have been temporarily closed. The biggest advantage is a wide range of choices. Car buyers can go directly to the bank to apply for personal car consumption loans after they take a fancy to the models. However, the procedure of lender qualification examination is very complicated. It is generally necessary to provide real estate (such as real estate) as collateral. Some banks are open to high-end customers or high-end models, and the car itself can be used as a mortgage. However, compared with other car loan methods, the time period for approval is very long. In terms of loan interest rate, the auto mortgage interest rate generally rises by about 10% on the basis of the benchmark bank loan interest rate in the same period. Most car loan businesses need guarantee companies to guarantee or buy car guarantee insurance, and car buyers also need to bear 2.5% to 3% guarantee fees. When all procedures are added up, the comprehensive cost of bank car loan is the highest among the three ways.

300 thousand, how much is the car loan every month?

Under normal circumstances, after the user applies for a car loan, he pays the principal interest every month. The interest rate of car loan will vary according to the loan period applied for. According to the car loan interest rate of China Bank, the car loan for 1 year is 3.85%, and that for five years or more is 4.65%.

Suppose the user applied for a car loan of100000 yuan, and 12 months for repayment. Then the principal to be returned every month is about 8333 yuan. According to the interest rate of 3.85%, the interest to be repaid every month is around 320 yuan. Then the user pays the principal interest every month, 8653 yuan.

Car loan refers to the loan issued by the lender to the borrower who applies for buying a car. Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers.

The interest rate of automobile consumption loan refers to the ratio of the loan amount to the principal given by the bank to consumers, that is, borrowers, for purchasing their own cars (non-profit family cars or commercial vehicles with less than 7 seats). The higher the interest rate, the greater the repayment amount of consumers.

Automobile loan channel

1. auto financing company: the biggest advantage lies in convenience and low threshold. Companies are generally founded by car companies. Its "convenience" is not only reflected in the direct application through 4S stores, but also in the fact that there are no requirements for hard conditions such as hukou and real estate.

2. Buying a car with a credit card: The most obvious advantage lies in the loan interest rate, which is half lower than the traditional bank car loan interest rate. Ordinary credit cards can be applied, and the models are also cross-brand, with a wide range of choices. The premise is that you need a higher credit line to enjoy it.

3. Bank car loans, banks are facing the pressure of tightening credit scale, consumer loans such as car loans have shrunk sharply, and the loan doors of some middle and low-end cars have been temporarily closed. The biggest advantage is a wide range of choices. Car buyers can go directly to the bank to apply for personal car consumption loans after they take a fancy to the models.

However, the procedure of lender qualification examination is very complicated. It is generally necessary to provide real estate (such as real estate) as collateral. Some banks are open to high-end customers or high-end models, and the car itself can be used as a mortgage. However, compared with other car loan methods, the time period for approval is very long.

In terms of loan interest rate, the auto mortgage interest rate generally rises by about 10% on the basis of the benchmark bank loan interest rate in the same period. Most car loan businesses need guarantee companies to guarantee or buy car guarantee insurance, and car buyers also need to bear 2.5% to 3% guarantee fees. When all procedures are added up, the comprehensive cost of bank car loan is the highest among the three ways.

4 4. 10/00000 yuan How much is the monthly loan for buying a car?

To tell the truth, it is not cost-effective to buy a car with a loan. It's about 18w, and the down payment is estimated to be 6w, but the more down payment, the better.

6w The down payment is 4,000 yuan per month for 3 years, plus your own expenses in the car 1 year, it will cost at least 5,000-5,500 yuan per month, so it is better to save it for more than 2 years and buy it directly.