If you have a smart card of China Merchants Bank, you can log in to the mobile banking, click My-All-Loan-I want a loan, and try to check whether you are qualified to apply for a "lightning loan" through this interface. If so, you can try to apply.

Tips If you can't apply, you can apply for mortgage, car loan and consumer loan. Depending on the purpose of the loan. This kind of loan is earmarked and paid directly to the counterparty, so you can't borrow money. Proof of use, proof of identity, proof of income and other supporting materials are required when applying. Please contact the personal loan manager for details.