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Can I get a loan if I save100000 yuan for financial management?
Hello! Under normal circumstances, the loan needs to confirm the loan type and submit the materials to the handling bank, which will review whether the materials meet the loan conditions. Loans need to be clearly used and proved by relevant materials. Please specify the purpose and city, and we will verify whether there is such a loan in the local area for you.

You can try to apply for personal consumption pledge loan.

Personal consumption pledge loan refers to the loan granted by our bank to natural persons, with the pledge recognized by our bank as the pledge, for the borrower's family consumption.

Loan purpose:

1. The loan can be used for clearly defined consumption purposes such as car purchase, decoration and education. According to the current regulatory regulations, loans may not be used to buy houses. Where the regulatory provisions are otherwise adjusted, the regulatory provisions and requirements of the Head Office shall prevail.

2. The purpose of the loan must comply with the provisions of relevant national laws, regulations and policies, and shall not be used for illegal purposes such as gambling and areas where bank loans are prohibited by the state regulatory authorities.

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