There are many channels to apply for a loan. We recommend Agricultural Bank of China’s Netjet Loan. The definition of Netjet Loan refers to a loan issued by Agricultural Bank of China in cash to individual Agricultural Bank of China customers who meet specific conditions. Customers can apply for it by themselves and receive it quickly. , automatic approval, self-service small consumer loans.

Application conditions (1) Basic conditions 1. Be at least 18 years old and not more than 60 years old, have the nationality of the People’s Republic of China, and have full capacity for civil conduct. 2. Hold legal and valid identity documents. 3. Be an electronic banking customer of our bank and hold a security certification tool issued by our bank. (Currently only second-generation K-Bao customers are supported) 4. The credit status is good, 5. There is no unexpired "NetJiedai" loan limit, and there is no unsettled "NetJiedai" loan balance. 6. Stable income and the ability to repay credit on schedule. 7. The purpose of the loan is reasonable and clear

The loan limit applied for on Jiedai is 3,000 yuan to 300,000 yuan; the loan limit is valid for 30 days, and the borrower needs to use the loan within the validity period of the limit. The loan limit cannot be applied for on a recurring basis , approval, and loan disbursement can be completed within a few minutes.

“Wangjie Loan” implements the process of self-service application, automatic review and approval, online signing of credit contracts, and self-service credit use. The application process is as follows:

(1) The borrower logs into the online channel designated by our bank (personal online banking, mobile banking) and enters the "NetJie Loan" application interface.

(2) The borrower understands the "Wangjiedai" product situation, basic loan conditions and processing procedures.

(3) Fill in the basic information, including the loan period to be applied for, borrowing and repayment accounts, mailing address, etc.

(4) The system verifies the validity of the mobile phone number.

(5) Sign the "Personal Credit Investigation Business Authorization Letter" online.

(6) Confirm the loan information, proposed loan amount, loan purpose, etc.

(7) After reading and signing the "Personal Self-Service Small Credit Consumption Loan Contract" online and completing the application information, the applicant submits the loan application.

Purpose of Wangjidai:

(1) Wangjidai business is for personal consumption and shall not be used for purposes prohibited by relevant national laws, regulations and credit policies.

(2) Wangjie Dai uses credit in the form of cash.