1. Valid identification of the borrower and spouse (such as ID card, household registration book, etc.). );

2. Business license after annual inspection;

3, the operating conditions of the business unit of auxiliary materials;

4. Proof of income or personal assets;

5. Proof of loan use;

6. Other materials required by the bank.

Industrial Bank's personal consumption loan is a loan product promoted by Industrial Bank in Shenzhen, and it is a personal consumption loan with mortgage. The maximum loan amount is 2 million, and the longest loan period is 10 year. The real estate that needs to be mortgaged can be ordinary houses, office buildings, villas and shops, and the age of the house must not exceed 20 years.