A two-year interest-free loan means two years without interest. Car dealers offer cars with zero down payment and zero interest rate, which is not a free lunch, but a promotion method. In fact, this move by car dealers is not much different from the price reduction of cars. Car dealers introduce zero down payment, but divide the down payment into several months. I don't think I asked you to pay in one lump sum, but you didn't underpay. Only the object of collecting money is the bank, not the car dealer, plus some interest.

This is especially true of zero interest rates. Buying a car at a car dealership seems to pay less interest for one or three years a month, but you have to pay the price. Usually, applying for a zero down payment car loan requires the loan applicant to mortgage the property, which means that the applicant must have his own property right certificate. If you can't mortgage the property, you need to pay a 30% down payment and pay it off within three years.

When adopting the zero interest rate policy, consumers can't enjoy the preferential price of this model, and excellent products such as steering wheel cover, seat cushion, parking radar and sunshade film can't be obtained for free. In addition, car damage insurance, burglary insurance, commercial triple insurance, compulsory insurance, no deductible and so on. Consumers are not allowed to buy their own cars when they borrow money to buy them, but they need to be bought by car dealers. In fact, consumers benefit from zero interest rate, but other income supplements the interest loss of enterprises.

Million car purchase subsidy