At present, the benchmark interest rate of (20 1 0 65438+February 26th)1year loan is 5.8 1%, 1-3 years (inclusive) is 5.85%, 3-5 years (inclusive) is 6.22%. If you buy the first home, you can multiply the above interest rate by 0.85 according to the loan term to calculate the actual interest rate level.
(2) Buy two houses, and the interest rate exceeds 1. 1 times the benchmark interest rate.
The actual interest rate level can be calculated by multiplying the above interest rate by 1. 1 according to the loan term.