1, car selection and estimated loan amount. Comprehensively consider your own car purchase budget, choose a car, initially estimate your repayment ability, and determine the loan amount you need.

2. Submit loan application materials. To submit a loan application to a 4s shop, you need to provide personal ID card, work certificate and other information. In addition, credit evaluation, credit inquiry and other processes are needed.

3. Wait for the bank to review. The bank evaluates and reviews the personal credit of the lender and the grade of the applicant to match the most suitable loan product. This link requires a certain amount of patience, which usually takes several days.

4. Get the repayment plan. After the bank is approved, it will provide the lender with a repayment plan and require the lender to sign a loan contract. When signing a contract, we should pay special attention to the interest rate, repayment period, repayment method and other information in the contract to ensure correctness.

5. Apply for a loan. After the above process, the bank will eventually put the loan into the corresponding account according to the requirements of the lender. If in doubt, you can use online loan big data to make inquiries. At this point, the loan is officially received, and the lender needs to repay on time according to the repayment plan, and be careful not to default when repaying.

According to the query provided by online loan big data, we can understand our online loan big data more comprehensively and reliably, and find some potential risks and problems as soon as possible so as to take timely improvement measures.