I. Principles for accepting housing provident fund loans:?
1. For loan applicants whose provident fund is deposited in various management departments or Beijing Railway Sub-center, the department applying for provident fund loan should be selected according to the location of the house purchased.
(1) If the house purchased is located in the Sixth District of Beijing, in principle, apply for a loan from the Housing Provident Fund Loan Center of Beijing Housing Provident Fund Management Center (hereinafter referred to as the Loan Center) located in Building No.3 18, Fangchengyuan, Fangzhuang, Fengtai District.
(2) If the purchased house is located in the suburb (county) of Beijing, in principle, apply for a loan from the provident fund pipeline department where the house is located.
What are the institutions that handle housing provident fund loans?
(3) If the purchased house belongs to the designated centralized project, a loan application shall be submitted to the designated acceptance department. ?
2. For loan applicants who deposit provident fund in the sub-centers of central state organs, they can apply for loans at the bank handling outlets entrusted by the sub-centers of central state organs. (See www.zzz.gov.cn for details)?
3. For loan applicants whose provident fund is deposited in the Central directly under the authority Sub-center, they can apply for loans at the Central Sub-center. Address: Floor 14, Xizhimen South Street, Xicheng District, Beijing. ?
Example 1: Xiao Wang pays the provident fund in Fangzhuang Management Department of Beijing Housing Provident Fund Management Center and buys a house in Daxing District. Then Xiao Wang should go to Daxing Management Department of Beijing Housing Provident Fund Management Center to handle the relevant procedures for provident fund loans. ?
Example 2: Xiao Zhang's provident fund is deposited in the Beijing Railway Sub-center of the provident fund and he buys a house in Haidian District. Then Xiao Zhang will go to the Housing Provident Fund Loan Center of Beijing Housing Provident Fund Management Center to handle the relevant procedures for provident fund loans. ?
Example 3: Xiao Li's provident fund is deposited in the Central State Organs Sub-center of Beijing Housing Provident Fund Management Center to buy a house in Dongcheng District. Then Xiao Li will go to the bank outlets entrusted by the central state organs sub-center to handle the relevant procedures for provident fund loans. ?
Example 4: Xiao Zhao's provident fund was deposited in Daxing Management Department of Beijing Housing Provident Fund Management Center, and a indemnificatory housing project in Daxing District was purchased. However, the project was designated to handle the loan business in the provident fund loan center, so Xiao Zhao should handle the relevant procedures of provident fund loan in the loan center. ?
Two. The specific accepting institutions for housing provident fund loans are as follows:
(The above answers were published on 20 15-07- 14. Please refer to the current actual purchase policy. )
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