First of all, the balance after the provident fund loan can be withdrawn, but the corresponding conditions must be met. After the ordinary provident fund loan, 12 months later, you can apply to the provident fund center for monthly repayment (not exceeding the balance of the provident fund) with the commercial housing sales contract, purchase invoice or receipt registered by the housing management department. Whether it can be extracted at one time depends on how it is extracted. Whether it is mortgage repayment or house purchase extraction, it can't be completely taken out. A certain amount must be left. If it is not necessary, it is not necessary to take it out completely.

How to withdraw the balance after the provident fund loan;

1. If the purchaser fails to withdraw the housing provident fund or apply for a housing provident fund loan at the time of purchase, he can withdraw the balance of the provident fund in the account at the time of purchase.

2. If a property buyer fails to withdraw the provident fund at the time of purchase and applies for a housing provident fund loan, he can also withdraw the house after 1 year, and apply to the provident fund center for the monthly payment of 1 year with the commercial housing sales contract, purchase invoice or receipt registered by the housing management department, which cannot exceed the balance of the provident fund.

3. If a property buyer purchases a house again after handling the housing provident fund loan, he can withdraw the housing provident fund according to the materials extracted from the house purchase, and the withdrawal amount is the account balance after deducting the loan amount.

4. If the purchaser fails to repay the housing provident fund loan, he can extract the extractable amount according to the repayment situation of the previous year. The extraction materials can be prepared according to the loan repayment.

5. After the down payment is paid, the buyer who buys a new house can withdraw it with the purchase contract and the unified invoice (pre-purchase price or purchase price) for real estate sales. After the down payment is paid, the buyer who buys a second-hand house can withdraw it with the purchase contract or the trust agreement and the trust certificate for the transaction funds of the stock house, which account for 30% or more of the transaction price of the house. If the house payment is paid off, it can be extracted by the purchase contract and the unified invoice (or deed tax payment certificate) of the real estate sold for all the house payment. If the real estate license has been obtained, it can be extracted with the unified invoice (or deed tax payment certificate) for the full amount of real estate sales.

Legal basis: Article 24 of the Regulations on the Administration of Housing Provident Fund.

In any of the following circumstances, the employee may withdraw the storage balance in the employee housing provident fund account:

(a), purchase, construction, renovation, overhaul occupied housing;

(2) retirement;

(three), completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six), the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.