For the balance after the Shanghai provident fund loan, if an employee buys a self-occupied house, he and his spouse can withdraw the storage balance of the housing provident fund, and the total amount of withdrawal shall not exceed the total purchase price. In addition, the balance of Shanghai provident fund loans, employees in Shanghai to buy affordable housing and other policy housing, you can withdraw the balance of housing provident fund storage for the down payment; Workers can apply for housing provident fund loans after paying the down payment.

Provident fund withdrawal process is generally as follows:

1. Preparation materials: hold ID card and provident fund card, fill in the withdrawal application form, and provide corresponding supporting materials (such as house purchase contract and medical certificate, etc.);

2. Choose the extraction method: according to your own needs, choose the corresponding extraction method (such as house purchase extraction, personal housing loan extraction, serious illness medical extraction, etc.). );

3. Submit an application to the provident fund management department: submit the prepared materials and application forms to the unit provident fund management department or the local housing provident fund management center. To apply for the withdrawal of house purchase or individual housing loan, relevant materials such as house purchase contract and bank loan contract shall be provided;

4. Examination and approval: the provident fund management department examines the applicant's materials, and after the examination and approval, approves them, determines the withdrawal amount and allocates funds;

5. Receipt of withdrawal funds: According to the bank card number provided by the applicant, the withdrawn provident fund funds will be credited to the bank account designated by the applicant.

The following information is required for handling the provident fund:

1, ID card: You need to check your identity information when you apply for provident fund, so you need to bring valid identification, such as ID card or temporary id card;

2. hukou book or residence permit: some areas need hukou book or residence permit to prove that you have legal residence rights in this area;

3. Proof of marital status: If you are married, you need to provide documents such as marriage certificate or divorce certificate to prove your marital status;

4. Work certificate: Work certificate is required, such as labor contract, social security certificate, salary slip, etc. , to prove the work unit and work income;

5. Bank card: The deposit and withdrawal of the provident fund need to be operated through a bank card, so a valid bank card is required.

To sum up, the specific information requirements and procedures may vary according to different regions and policies. If you are going to apply for provident fund, it is recommended to consult the local provident fund management center or bank in advance to understand the specific information requirements and handling procedures.

Legal basis:

"Regulations" of housing provident fund management sixteenth

The monthly deposit amount of employee housing provident fund is the average monthly salary of the employee in the previous year multiplied by the deposit ratio of employee housing provident fund. The monthly deposit amount of housing provident fund paid by the unit for employees is the average monthly salary of employees in the previous year multiplied by the proportion of housing provident fund paid by the unit.