Received in real time after application. Because it is handled by the system, it is a self-help loan. As long as the information is complete, the loan system will automatically approve the transaction and receive it in real time.
I. Conditions for ICBC to apply for electronic loans
E-finance adopts the white list system to grant credit, that is, only qualified high-quality customers can inquire about the loanable amount and apply for loans. If you are prompted that you can't handle it for the time being, it is recommended to use ICBC credit cards or handle various financial products and businesses of ICBC, accumulate personal credit, and try to apply again after a while.
Two. China Industrial and Commercial Bank Electronic Loan Processing Flow
1, mobile banking application
After successfully logging into mobile banking, the applicant selects the function of "Favorites-Loan -E Loan-Apply Now" and uses the U shield or password device according to the page prompts.
2. Online banking
Log in to ICBC Online Banking and select "Online Loan-Apply for Loan-Apply Now". If you meet the requirements, you can query the "current maximum loan amount" and follow the prompts on the webpage.
3. Counter handling
Applicants can carry valid identity documents through the counter.
Note: Debit cards registered at the counter should be used as loan and repayment accounts; The system will automatically judge whether you meet the application conditions. If passed, please refer to the approval results. After successful processing, it cannot be undone.
When was the application approved last night?
From 20 16 12 1, bank counters (individual customers only) and non-counter channels except self-service counters will provide three transfer methods for customers to choose from.
1. "Real-time account arrival": after accepting the depositor's application for transfer, deduct the money and remit it immediately.
2. "Ordinary arrival": Ordinary arrival refers to non-real-time arrival. After accepting the depositor's transfer application, the deduction will be delayed for 2 hours and remitted.
3. "Arriving the account the next day": After accepting the depositor's application for transfer, the remittance will be delayed until the second natural day. Please note that the arrival of the next day is not 24 hours later.
4. The above remittance time refers to the time when the bank deducts money and initiates remittance. If it is an inter-bank transaction, the arrival time also depends on the inter-bank clearing system of the People's Bank of China and the posting time of the receiving bank.
When the bank handles this transaction, if the relevant clearing system has been closed, the transaction will be deducted at the agreed time and remitted when the clearing system is in normal service.
When did the instant cash loan arrive on Friday night?
Monday afternoon! They don't borrow money on weekends.
When can I get a refund on Taobao at the latest?
Wait until the other party approves your application. After communication, you can pass it right away, and then you can return it in 3-5 days. He will confirm it for you after receiving it, and it will usually arrive within one week.
When will it arrive after applying for chattel financing in JD.COM?
After applying for movable property financing in Jingdong Finance and obtaining the loan amount, the money can reach the Jingdong wallet of the user enterprise within 30 minutes after applying for the loan.
I applied last night, which means that the loan is being processed. What time does it arrive?
Please elaborate on the questions you need to consult and see if we can help you.
If China Merchants Bank submits an application for lightning loan, you will receive a text message "Dear Mr./Ms. * *, please make a manual telephone check! We need to verify the application information of "lightning loan" with you, and we will contact you later through 0755-888 15555. Please keep the phone open. If the SMS is not received, the loan will be released within 5- 10 minutes.
Wechat 165438+ 0: 40 pm, when can ICBC receive the cash withdrawal?
Cash withdrawal time for account change:
Arrive before 6: 00 on the same day/kloc-0, and arrive at the account before 23: 59 on the same day;
Withdrawals will be made after 6: 00 on the same day/kloc-0, and will be received before 23: 59 the next day.
You mentioned 1 1 in the evening, which means that you will arrive before 12 the next night at the latest.
If not, contact customer service in time.
When can I apply for a refund for the US group takeaway?
The process and time limit for returning the balance of the US group's takeaway to Alipay: 1. Enter Baidu Meituan.com, click Login, and then select My Meituan-My Order-to apply for a refund. 2. If you used Alipay to pay before, you can go straight to the original road and directly transfer money to Alipay without going through the balance of the US Mission. (Return it to your original payer within 3~ 10 working days without hands. ...
When will it arrive after applying for a refund on Taobao?
The destination of the transaction refund depends on the payment method. Please pay attention to the balance of Alipay account and the bank card used for payment. 1. Return the balance of your Alipay account: arrive in real time; The successful refund can be found in the account balance. 2. Refund to the bank card (please pay attention to receiving the bank account number in time): the return time can be referenced. ...