Husband's loan also uses overdraft card to stock. I don't want to live with him. I want a divorce.
Your life has been in decline. I suggest you make a plan as soon as possible, and the later it is, the harder it will be to clean up the mess. I don't think your dissuasion has much effect. Even if you try your best to bring him back now, it's hard to guarantee that your life will be better. Divorce is a relief for you. If you live in this state all the time, it will be more terrible than divorce.