Rural credit cooperatives: 96596
The telephone number of credit loans is different for each bank, and only rural credit cooperatives have a unified telephone number. Although rural credit cooperatives do not have a special loan telephone number, users can call the national unified customer service telephone number set up by rural credit cooperatives for consultation. After getting through the customer service phone, you can directly turn to the 0 key for manual service consultation, or you can log in to a rural credit cooperative in official website to inquire.
Here is a description of the credit loan telephone numbers of other banks.
1, the telephone number of Ping An Bank's credit loan is 955 1 1, which is a national unified telephone number.
2. loan: 0538-86 1 1-9289, which is a quick loan diversion app developed and operated by Guangdong hexiang technology co., ltd.
3. China Merchants Bank 800-820-5555
4. Bank of China 800-820-5288
5. China Construction Bank 800-820-0588
6. Agricultural Bank of China 800-8 19-5599
7. Bank of Communications 800-988-8888
8. China CITIC Bank 800-999-5558
9. Minsheng Bank 800-8 10-8008
10, Shanghai Pudong Development Bank 800-820-8788
The following are national calls.
1 1, Industrial Bank 9556 1
12, Industrial and Commercial Bank of China 95588.
13, Bank of China 95566
14, China Construction Bank 95533
15, Industrial and Commercial Bank of China 95588
16, China citic bank 95558
17, Agricultural Bank of China 95599
18, Minsheng Bank 95568
19, China everbright bank 95595
20. Bank of Communications 95559
2 1, Guangfa Bank 95508
22. Shanghai Pudong Development Bank 95528
23. Shenzhen Development Bank 9550 1
24. Huaxia Bank 95577
25. Industrial Bank 9556 1
ICBC Loan Telephone Manual Customer Service
The telephone number of ICBC loan manual service is 95588.
Call ICBC customer service hotline 95588 to directly transfer to personal loan service, which is also ICBC's comprehensive service hotline. General consulting business and handling business can be carried out through this phone. If you want to apply for a loan, you can consult the materials you need to prepare first, and then fill out the application form at ICBC outlets to apply for a loan. When making this call, first select the business to consult according to the voice prompt. If you need to transfer the manual customer service call, please call first, wait for the voice broadcast for a while, then press "9", and then select the corresponding service according to the prompt to connect the manual customer service of ICBC. Please note that if there is no answer, the system may be busy. It is recommended to dial later. So, if you want to apply for a loan in China Industrial and Commercial Bank or know the relevant loan information, you can call this number for consultation. In addition, you can learn about the loan information through ICBC's online banking, and you can also apply for a loan online.
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Matters needing attention in handling loans
1. Loan amount: When applying for a loan, the applied amount should not be too high. The larger the loan amount, the higher the possibility of rejection. At the same time, borrowers should also apply for a loan amount according to their repayment ability to avoid the economic pressure caused by excessive monthly payment. The loan amount should be reasonable. Be sure to make a budget before applying for a loan. The loan amount can be increased by 10% on the basis of the budget. If you exceed this limit, you may have to pay for your irrationality. Ask the total interest of the loan. Zero interest rate is not equal to zero interest, so don't confuse the two. The so-called zero-interest loan products generally transfer interest to fees, guarantees and other items. After careful calculation, it is not necessarily cheap.
2. Loan information: The borrower must ensure that the information it provides to the lending institution is true and complete. Once suspected fraud is discovered, the lending institution will directly refuse the loan. Confirm whether the materials are ready. Collect four sets of loans: copy of personal ID card, work certificate, punch card salary and personal credit report, and you can almost summon the credit manager. And determine whether you meet the loan application conditions, including age, work place and working years in this unit, income requirements, credit status, occupation or industry restrictions and so on. If these six elements are up to standard, you can apply with confidence.
3. Purpose of the loan: When filling in the purpose of the loan, the borrower should write down the purpose of the loan frankly and clearly, which will make it easier to pass the examination. That is, the use of loans should be in compliance. If you are going to gamble and gamble, the bank will definitely avoid you. And if you use it for stock trading, futures trading and wealth management products, these banks are also not allowed.
Who wrote the contact information in the student loan?
Borrowers' relatives and friends, former school teachers, township cadres, neighborhood Committee cadres, etc. , but it should not be repeated on parents and borrowers. Rn loan contact conditions: rnrnrn 1. The loan contact person should be the person from whom the borrower comes. In principle, they should be at the age of rn 25-60, have a relatively fixed residence and contact information, and be familiar with the borrower's family situation; Rn2。 The loan contact person can be the borrower's relatives and friends, former school teachers, rn cadres in towns and neighborhood committees, etc. , but should not be repeated with parents and the same borrower; Rn3。 The loan contact person is an obligation contact person, does not bear joint and several repayment responsibilities, and does not charge any rn fees to the borrower; Rn loan contact person's responsibility: rn 1. Always keep in touch with the borrower, track and understand the borrower's relevant situation, educate the borrower on rn integrity and remind him to repay on time, change his information in time, and urge the borrower to inform the county-level student financial assistance management center of the changed information rn and update it in the loan information system; Rn2。 As the third party, the loan contact person assists the county-level student financial assistance management center to contact the borrower and recover the due rn principal and interest when the student financial assistance management center cannot directly contact the rn borrower and * * * is the same as the borrower; Rn3。 In the stage of loan application and approval, the loan contact person should ensure smooth communication and cooperate with the county-level student resource rn student aid management center to check and verify the student situation; Rn4。 Once the loan contact person is determined, the borrower shall be responsible for contacting rn during the whole loan period unless there are special reasons. If the loan contact person moves out of the local area, it is necessary to urge the borrowing students to reissue the Contact Form of Student Source Credit rn Student Loan in advance.
Do I need to leave a contact person to apply for a loan?
You need to leave other contact information when applying for a loan. In order to prevent loan risks, it is usually required to leave the contact information of their relatives when lending.
According to Article 11 of the Interim Measures for the Administration of Personal Loans, applying for personal loans shall meet the following conditions:
(1) The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state;
(2) The purpose of the loan is clear and legal;
(3) The amount, duration and currency of the loan application are reasonable;
(4) The borrower has the willingness and ability to repay;
(5) The borrower's credit status is good and there is no significant bad credit record;
(6) Other conditions required by the lender.
Extended data:
Interim Measures for the Administration of Personal Loans Article 19 The loan risk assessment shall be based on the analysis of the borrower's cash income, and adopt quantitative and qualitative analysis methods to conduct a comprehensive and dynamic loan review and risk assessment. The lender shall establish and improve the borrower's credit record and evaluation system.
Article 20 Lenders shall, in accordance with the principle of prudence, improve the authorization management system, standardize the examination and approval procedures, clarify the authority of loan examination and approval, implement the separation of loan examination and approval, and ensure that loan examination and approval personnel independently examine and approve loans according to authorization.