First, whether the micro-credit promotion reward is true.
On April 27th, a micro-loan sharing link was screened in the circle of friends. Users can click this link to view their own micro-credit loan amount; At the same time, you can earn commission by inviting friends. This is a 19-day activity initiated by micro loans. During the period from April 27th to May15th, as long as the user forwards the link and invites friends to inquire about the loan amount of micro-loan for the first time, he can get the 20 yuan Red Packet Award, and the red packet will arrive immediately. This is undoubtedly quite attractive. Many users began to promote micro-credit spontaneously, and some users even earned thousands of dollars by sharing in one day's activities.
Second, WeChat has formulated a brand-new external link content management specification.
Overnight, micro-credit has gained tens of millions of new users. The "Regulations" clearly stipulate that if users are induced to share offline content through interest temptation, the official will take measures such as stopping the link content from continuing to spread on WeChat, stopping accessing related domain names or IP addresses, preventing related links from opening directly, and making related content invisible in the circle of friends.
To sum up, micro-credit mainly relies on social data, personal credit data and personal credit information of the central bank accumulated by Tencent for many years, which occupies a very important part. Whether on WeChat or Q, micro-credit will fully refer to the user data of Tencent products when granting credit, focusing on the social data of these two platforms, but in different channels, it will emphasize the judgment standard of the amount.