Hello, the income certificate of commercial loan should be issued according to the following three points:

Need to reach twice the monthly payment.

According to the format required by the bank, and leave contact information on the landline.

The income certificate shall be stamped with the official seal/personnel seal of the company.

Second, how should the second-hand housing commercial loan income certificate be opened? What are the requirements?

Answer one by one. How to open the second-hand housing commercial loan income certificate? Go to your company, if not, cover the finance? As long as you are an employee of their unit. For example, if the bank wants to flow, that is, if you go to the bank where the salary card is located, what kind of income and expenditure can you make directly in the last three months? The personal credit department of the bank with the income certificate of each bank claims that the income certificate will have the landline number. So, the bank will tell you to stay here, and they will call you whichever one you go. It's not strict, just a general investigation method.

3. What should I do if I can't get the income certificate without a fixed job?

I. Precautions for proof of income First of all, pay attention to the necessary format when issuing proof of income.

Second: the income certificate must be stamped with a "fresh stamp", that is, the copy of the income certificate is invalid.

Third: the seal must be the financial seal or the official seal of the unit.

And it must be a round stamp.

2. You can apply for a house loan: 1. The borrower's valid identity card and household registration book; 2. Proof of marital status, unmarried persons need to provide proof of unmarried, and divorced persons need to issue a civil mediation or divorce certificate (indicating that they have not remarried after divorce); 3. If you are married, you need to provide your spouse's valid ID card, household registration book and marriage certificate; 4. The borrower's income certificate (salary income certificate or tax payment certificate for half a year); 5. Real estate title certificate; 6. Guarantor (ID card, household registration book, marriage certificate, etc. Is required)