Others need notarization of power of attorney, not mortgage.
Because the mortgage needs to be mortgaged by others, it must be notarized by the power of attorney. Only in this way can the name signed by the customer be legal, and the bank will allow the mortgage, otherwise the bank will refuse others to replace the mortgage.
How to handle notarization of power of attorney
1. If entrustment is required, submit my ID card, household registration book and other identification certificates.
2. Submit the supporting materials related to the entrusted matters.
3. When applying for sub-entrustment notarization, the client also needs to prove that he has the right to sub-entrustment.
4. Written power of attorney
5. The client personally goes to the notary office of his domicile to notarize the power of attorney, and no one else may do it on his behalf.
Tips: After the notarization of the power of attorney is completed, when signing the loan contract, the client can basically complete the mortgage process smoothly as long as he shows the notarization of the power of attorney, the original ID card of the agent and the original household registration book. However, if individual banks require that they sign the loan contract in person, if there is a power of attorney notarized in time, they cannot let others mortgage it on their behalf.
The mortgage can be replaced by others, as long as you prepare the corresponding documents, such as the notarization of the power of attorney, the original ID card of the applicant and the original household registration book. The notarization of the power of attorney must be handled by the client himself, so if you can't go to the scene to handle the mortgage in person for special reasons, you must also take time to go to the notary office to handle the notarization of the power of attorney.