1. Student-origin student loan is a financial aid program provided by the national education department. Its main purpose is to help college students with financial difficulties finish their studies, thus alleviating their financial pressure.

2. Overdue credit reporting usually means personal loans overdue, which leads to relevant information being submitted to the credit reporting agency. However, student-origin student loans are not commercial loans and do not belong to the category of online loans, so there will be no overdue credit information.

3. The repayment obligation of the student-origin student loan is directly borne by the lender, which has nothing to do with the individual's personal credit record. Even in other loans overdue, student-origin student loans will not be affected.

The state attaches great importance to education and student financial aid. In order to protect the rights and interests of poor students and enjoy educational resources fairly, the student-origin loan policy is relatively independent and is not interfered by other loans or credit records.

Summary: Overdue credit investigation will not affect the student-origin loan, because they are different concepts and mechanisms. The aid policy of student-origin student loan aims at helping college students with financial difficulties to complete their studies, regardless of their personal credit records. The government attaches great importance to education and student aid, and is committed to protecting the rights and interests of poor students and enjoying educational resources fairly.

Extended data:

Student-origin student loan is a financial aid scheme set up by China government to solve the financial difficulties of college students' families. According to the relevant national policies and regulations, provide loans to eligible students with financial difficulties to help them complete their studies. The loan usually has a low interest rate, a flexible repayment period and a certain grace period after graduation. The scope and conditions of funding for student-origin student loans vary from region to region, and specific policies can be consulted with local education departments or relevant institutions.