The implementation of remote loan policy has helped many people realize their dream of buying a house, but not all cities want to buy a house in Qingdao, so they must meet the conditions of remote loan in Qingdao. What are the conditions for Qingdao's off-site loan? What should I do? Let's have a look.

1. What are the requirements for Qingdao provident fund loans in different places?

1. On-the-job employees who are employed in Qingdao and have paid the housing provident fund normally can apply for a housing provident fund loan from the Qingdao Housing Provident Fund Management Center with the supporting documents issued by the housing provident fund management center in the place of employment when they buy their own houses with property rights on the state-owned land in our city.

2. The application for off-site loans must meet the conditions of housing provident fund loans in our city and the deposit standards of housing provident fund loans, and the applicant and his spouse have not used housing provident fund loans in other cities in the province.

A housing provident fund loan in different places. The applicant or his spouse shall implement the criteria for determining the number of loan sets in our city.

4, the applicant to apply for housing provident fund loans in different places housing provident fund account balance identification standards, loan period to implement the provisions of the city housing provident fund loan policy.

Second, how to apply for off-site provident fund loans?

1. Consultation and audit materials of the loan city provident fund center for accepting employees' loan business in different places.

2. The employees themselves or their clients apply to the municipal provident fund deposit center, and the deposit center verifies the employee's deposit loan according to the employee's application, and issues the deposit certificate to the individual housing loan that has not used the housing provident fund or the first-time deposit employee.

3. After accepting the employee's application for off-site loan, the loan city provident fund center shall verify with the deposit city provident fund center that the information in the Certificate of Deposit and Use of Housing Provident Fund for Employees with Off-site Loan has indeed fulfilled the loan examination and approval procedures within the prescribed time limit, and feed back the results to the deposit city provident fund center. Deposit to the city provident fund center to identify the situation of employees' loans in different places, and establish a detailed account of employees' loans in different places.

4. During the repayment period of employee loans paid in different places, if the personal account of housing provident fund is transferred, the original deposit city provident fund center shall promptly inform the loan city provident fund center and transfer it to the city provident fund center. Transferred to the city provident fund center should be re-identified and recorded in a timely manner after receiving the employee housing provident fund account.

5. In loans overdue, the deposit city provident fund center should cooperate with the loan city provident fund center to carry out loan collection and other work, and the balance of the loan employee provident fund account can be deducted according to the loan contract to repay the loan.

The above is the knowledge about provident fund loans in different places compiled by Bian Xiao. I hope it will help you.

(The above answers were published on 2015-12-17. Please refer to the actual situation for the current purchase policy. )

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Second, the transfer of provident fund business in different places?

The transfer of provident fund companies in different places is as follows

1. The original commercial loan must be repaid normally within the specified time, with no record of overdue repayment;

2. If the housing provident fund has been withdrawn, the normal deposit months of the housing provident fund must meet the requirements of the local housing provident fund management center from the date of withdrawal;

3, apply for housing provident fund loans, must be registered in the city capital center of formal and legal residential development projects;

4. The transfer of provident fund loans must obtain the consent of the original commercial loan bank;

5. The property right of the house belongs to * * *, and the owner of the property right shall issue a certificate of consent and notarize it;

6. If the marital status of the reloan borrower changes, relevant certificates and notarial certificates of the legal ownership of the property shall be provided.

Third, how to handle the off-site provident fund loan?

Yes, this situation belongs to the off-site provident fund loan. The Ministry of Housing and Urban-Rural Development clearly stipulates that off-site provident fund loans shall be handled according to the following procedures:

1. Loan City Provident Fund Center accepts the consultation of employees' loan business in different places, and informs them of the materials needed for loan review at one time;

2 employees themselves or their clients apply to the municipal provident fund deposit center, and the municipal provident fund deposit center verifies the loans paid by employees according to their applications. For the paid employees who have not used the housing provident fund personal housing loan or whose first housing provident fund personal housing loan has been settled, they shall issue certificates of deposit and use of the housing provident fund for employees who have borrowed from other places;

3. After accepting the employee's application for off-site loan, the loan city provident fund center shall verify the authenticity and completeness of the information in the Certificate of Deposit and Use of Housing Provident Fund for Employees with Off-site Loan to the deposit city provident fund center. If the verification is correct, the loan approval procedures shall be fulfilled within the prescribed time limit, and the results shall be fed back to the Municipal Provident Fund Center. Deposited to the city provident fund center to identify employees' loans in different places, and establish a detailed account of employees' loans in different places;

4. During the loan repayment period, if the individual account of the housing provident fund is transferred, the original deposit city provident fund center shall promptly inform the loan city provident fund center and transfer it to the city provident fund center. Transferred to the city provident fund center should be re-identified and recorded in a timely manner after receiving the employee housing provident fund account;

In loans overdue, the deposit city provident fund center should cooperate with the loan city provident fund center to carry out loan collection and other work. According to the loan contract, the balance in the loan employee's provident fund account can be used to deduct the repayment.

Materials required for applying for provident fund loans:

1. Commercial housing sales contract;

2. Identity cards, household registration books and proof of marital status of the applicant and spouse;

3. Work certificate and bank flow;

4. Down payment document (1 original inspection);

5 provident fund deposit certificate (or housing provident fund card);

6. Evaluation report of the purchased house;

7. Purchase contract signed by the buyer and the seller;

8. Real estate license and state-owned land use certificate under the name of the original seller (original and photocopy).

4. How about provident fund loans in different places? deal with

In fact, it is not particularly difficult to apply for provident fund loans in different places, but there are still some differences in different situations: ① loans in different places in the province. At this time, as long as you work in a city in the province and pay a certain amount of provident fund, you can also apply for a provident fund loan when you return to your original household registration. ② Non-provincial off-site loans. If it is a non-provincial loan, the number of cities supported is still relatively small. For example, cities with limited household registration include Beijing and Guangzhou. To sum up, it is not a simple matter to buy a house with provident fund, nor can it be completed with a loan. Even so, you should be glad that if the house is loaned by provident fund, the cost will be greatly reduced. If the house is poorly lit, you should take the children out for a walk and breathe fresh air, which is conducive to the growth and development of children.