Industrial Bank launched its own credit card car loan business to meet the demand of cardholders for cars. Anyone who meets the application conditions can apply for the exam. The specific application process is as follows:

First of all, customers choose their favorite vehicles and negotiate prices with dealers;

Then, the customer calls the automobile installment salesman of Industrial Bank to submit relevant loan materials;

Third, after the application is approved, the customer fills in the purchase order at the dealer, or goes to the dealer with the bank staff for installment payment;

Fourth, after the bank returns the order confirmation or credit card transaction, the dealer handles all the car purchase procedures for the customer;

Fifth, customers pay back on time every month according to the installment plan.

2. How does Industrial Bank borrow money to buy a car?

Bring the following materials to the outlets of Industrial Bank.

I. Application materials

1, valid identity documents, household registration certificates or valid residence certificates and marital status certificates of the borrower and spouse;

2. Proof of income or personal assets of the borrower and spouse;

3. Automobile sales contract;

4. Other information required by Industrial Bank.

Second, the required conditions for the purchased car

The net price of the purchased vehicle is not less than 6,543,800 yuan, and the number of approved passengers is less than 7 (inclusive), and it must be registered and licensed at the place where the business organization is located.

Extended data:

Application conditions

1,/kloc-China citizens (including Hong Kong, Macao and Taiwan residents) aged 0/8 and under 60 with full capacity for civil conduct;

2. The borrower's family (including the borrower, spouse and minor children) has a fixed residence in the place where the business organization is located, and has a fixed residence or valid residence certificate;

3. The borrower and spouse have good credit and loan repayment ability;

4. Other conditions stipulated by Industrial Bank.