1. Graduates graduate early to find jobs: If students with national student loans can find jobs after graduation early, they need to start repaying the loans and interest according to the provisions of the loan contract. Students do not need to start repaying loans within a grace period after graduating early, and this grace period will be shortened accordingly.

2. Graduates graduate ahead of schedule and continue their studies: If students with national student loans choose to continue their studies and pursue a master's or doctoral degree after graduation ahead of schedule, the loan repayment will be suspended until they finish their studies and start employment.