After the deadline, the company may not collect the money, but the company will entrust this order to a special collection company. In practice, Gitzo will call you first to remind you that it will only call you for three months. After the phone is down or overdue for three months, he will entrust the bill to a special collection company, which will continue to call you and provide contract information, and call other contacts for payment. A large amount will also send a reminder letter to your household registration address. Even if you are a collective account now, you can know the location of your previous account through special channels. Large-scale personal collection companies that happen to have branches in your home will also come to collect money, and then continue to cycle this operation until repayment.
After a bank customer applies for a loan, the repayment is overdue for some reasons, that is, credit stain. Different banks have different approval standards for personal credit records. With the change of time, consumers' economic situation and repayment situation will also change, and banks will not always pay attention to consumers' early bad credit records. 20 12 1 1.2. The central bank confirmed that the new personal credit report has been launched, and the overdue credit cards and loans before 2009 10 are no longer displayed, and the overdue records are kept for 5 years thereafter, which means that citizens' negative overdue records are no longer accompanied by their lives. If they can repay in full and on time within five years, their credit will be cleared.