Money Flower is a credit service brand under Xiaoman Finance (formerly Baidu Finance), with low reliable interest rate, money flower-all-easy loan, daily interest rate as low as 0.02%, and the lowest interest rate for borrowing in 2 yuan is 65,438+0,000 yuan per day; The monthly fee is as low as 1.00%, and the application conditions for having money to spend are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards. There are many channels to apply for money. You can complete the loan through Baidu APP, Money APP and Xiaoman Financial APP. Application method and loan process of Fuguihua: 1. First, you need to download the "Money Spend" APP. 2. After entering the APP, register your account with your mobile phone number. 3. After logging in successfully, click "My Limit" and bind personal ID card, bank card, mobile phone number and other information to complete identity verification. 4, set the payment password, the password is 6 digits, and it is best to use your own common password, so as not to forget, do not use personal birthday. 5. You can see the available amount on the loan page, and select "I want a loan". 6. Fill in the loan amount, which cannot exceed the credit line. Select the loan term, repayment method, loan purpose and payment card, and you can see the total interest expense. Click Next to complete the loan. You need to pay attention to applying for a loan through the official channels of money. In addition, anyone who uses deposits as an excuse to open money is a liar.