18 years old and above, with a fixed residence in the township, average credit rating and above, stable income and good conduct. The loan terms of Sanhe Mengyin Village Bank are as follows:

1, age 18 years old or above, and the sum of age and loan term when applying for a loan shall not exceed 60.

2. Have a fixed residence in the countryside, be in good health, have full capacity for civil conduct and work, and hold valid identity documents.

3. According to the Measures for the Administration of Credit Rating of Rural Banks' Customers in Agriculture, Countryside and Farmers, the credit rating results of customers are medium and above.

4, should have a stable income and the ability to repay the loan principal and interest on schedule.

5, engaged in production and business activities, in line with national laws and regulations and industrial policies.

6, good conduct, no overdue loans when applying for loans.

7. Other conditions stipulated by the lender.