the loan amount of Guiyang housing provident fund = (the total monthly salary of the borrower's husband and wife to pay the housing provident fund ×12 months )× 5 %× the loan period. However, the maximum amount of housing provident fund loans shall not exceed the prescribed maximum amount of 45, yuan

the amount of housing provident fund loans = the monthly paid salary base of loan employees (husband and wife) ×12× repayment ability coefficient (3%)× loan period+the paid balance of employees (husband and wife) ×5 times. In the calculation formula, if the "employee (husband and wife) deposit balance" is less than 1, yuan, it shall be calculated as 1, yuan.