1. When applying for personal time deposit pledge loan through this institution, the borrower shall provide the following information:
(1) Approval Form for Personal Time Deposit Pledged Loan Application;
(2) The original valid identity documents of the borrower and the pledger (referring to the resident identity card, residence booklet or other valid residence identity documents), and provide their copies;
(3) Original certificate of property right of unexpired time deposit issued by Bank of China (personal certificate of deposit has no physical property right certificate and need not be provided);
(4) A written document in which the pledger agrees to pledge;
(5) Proof of the purpose of the loan;
(6) Other supporting documents or materials required by the lender.
2. For the business handled through online banking, the borrower does not need to provide the above information, and the system will automatically check the borrower's qualification. Borrowers must use online banking user name, password, identity authentication tools and other elements to complete related financial transactions.
Due to differences in business in individual regions, please consult the acceptance outlets for details.
The above contents are for your reference. Please refer to the actual business regulations.
If in doubt, please consult the online customer service of China Bank or download and use the mobile banking APP of China Bank to handle related business.