CCB Loan Income Proof Template

Must be collected! Bank loan income proof template

When you go to the bank to apply for a loan, the other party will definitely ask you to provide proof of income or proof of running water as a basis for judging your repayment ability. So how did these proofs come about? Today, I would like to share the template of bank loan income certificate collected, hoping to help everyone.

I. Summary of Bank Loan Income Proof Template

1, proof of salary

This is to certify that _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ is a special kind of equipment.

Hereby certify that

Stamps:

Date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

2. Proof of salary

This is to certify that _ _ _ _ _ _ _ _ _ _ is an employee of our company, and his monthly fixed income is _ _ _ _ _ _ _ _ _ _.

Stamps:

Date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

3. Proof of salary

I have a name of _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Hereby certify!

Stamps:

Date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Second, what if the income is not enough?

Generally speaking, banks require customers' income to cover their liabilities, which is about twice as much as their expenses. If the customer's own qualifications are not enough, you can consider lending with your spouse, because with the borrower, the bank will reassess your repayment ability.

Furthermore, if you are unmarried or have no borrower, you can try to find someone to guarantee, which will help you pass the audit. If it is not enough, use your other income to supplement it. Now most of them are Alipay or WeChat transfers, and many banks still recognize them.

The above is the relevant information about the loan income certificate. The template is similar, mainly including the basic work and income of the customer, while the company information covers the name, landline number and official seal.

Bank income certificate

In study, work and even life, there are still quite a lot of things to prove. When we want to prove that a fact is true, the best way is to prove it. So what kind of proof is the standard? The following is the bank income certificate I collected for you, for your reference only. Welcome to reading.

Bank income certificate 1

Bank:

This is to certify that xxxx ID number () is an employee of our company. Who has worked in our company for _ _ _ _ _ _ _ _ years? This card is only used for employees to apply for credit cards, and it is not used for other purposes.

This is to certify that.

note:

Full name of unit:

Company telephone switchboard:

Address:

Company seal:

Xx，xx，XX，XX

Bank income certificate II

Longquanyi Sub-branch of Sichuan Branch of Bank of China:

This is to certify that _ _ _ _ _ _ _ _ _ _ (Mr./Ms.) is a regular employee of our company (/). My ID number is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _, I have been working here since _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Bonuses, bonuses and other income average (in words) RMB _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

This unit is responsible for the authenticity of the certificate!

This is to certify the above situation!

Company information (required, filled in with official seal):

Nature of the company: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Address of the company: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Unit leader: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Company phone number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Official seal of the unit:

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Bank income certificate 3

_ _ _ _ Branch of China Merchants Bank Co., Ltd.:

We have _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ products.

Phone number of personnel department of the company: _ _ _ _ _ _ _

Unit seal (official seal or financial seal)

20xx year _ _ _ _ _ _ _ _ _

Bank income certificate 4

Bank of China Xx Branch:

This is to certify that Mr. (Ms.) xxx is an employee of our company, with working experience of xx years, working experience of xx years, position of xx and professional title of xx.

Its ID number is: xx.

Its average monthly income is RMB (in words) xx yuan.

This certificate is only used when employees apply for xx loans or employees apply for xx loans for other individuals as a third-party guarantee.

Unit (seal):

Xxxx，xxxx，xx，xx

Bank income certificate 5

(full name)

gender

workplace

postal service

Administrative institutions and enterprises

1 basic salary

2 wage allowance

3. Various living allowances

4 all kinds of bonuses

Total:

Unit opinion:

Official seal:

Person in charge:

_ _ _ _ _ _ _ _ _ _ _ _

2. Individuals applying for housing provident fund loans need the company to issue proof of income. The following is a sample of personal income certificate.

Bank income certificate 6

_ _ _ _ Branch of Bank Co., Ltd.:

We have _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ products.

Phone number of personnel department of the company: _ _ _ _ _ _ _

Unit seal (official seal or financial seal)

20____ _ _ _ _ _ _ _ _ _ _ _ _

Bank income certificate 7

First, how to open a bank loan income certificate

The income of most loans proves to be bank running water, which generally requires borrowers to run water in the last six months. You can bring your bank card and ID card directly to the bank for printing. There is no charge for printing bank running water, but the bank needs to stamp the relevant seal after printing.

Bank flow generally refers to the records of deposit and withdrawal transactions in bank accounts, including wages, transfers, consumption, etc. According to different accounts, bank flow can generally be divided into corporate flow and personal flow; Personal bank flow is an indispensable material when applying for loans, such as mortgage, car loan, credit loan and so on.

If the loan amount is relatively large and the bank's running water can't meet the loan requirements, then other financial proof materials need to be submitted, and the loan will not be released until the bank meets the requirements. If you can know in advance that you need a loan, you can brush the running water six months in advance, so you can get a very beautiful bank running water.

2. What are the precautions for the proof of bank loan income?

1, you can't issue a false income certificate.

False certificate itself is illegal. Once it is discovered by the bank, not only will the loan be rejected, but it may also bear legal responsibility. Even if the loan that has been approved is found to be fraudulent by bank risk control, it will be recovered immediately. Loans have been issued before, so fake income certificates must not be taken.

The higher the income, the better.

In addition to the false income certificate, there is also the amount of income certificate. Generally speaking, the bank's requirement for the lender's monthly income is: the monthly income is at least twice that of the mortgage, and the income directly affects the amount of the mortgage. So some people think that the higher the monthly income, the better. This violates the principle of seeking truth from facts, and of course it is not blindly seeking truth from facts.

Three. Answering questions about the contents of bank loan income certificate

The netizen asked:

What does the bank loan income certificate mainly include?

The lawyer replied:

The content of income certificate is not much, generally including three aspects.

On the one hand, it is personal information, including name, ID number, education level, working hours, jobs, etc.

On the one hand, it is company information, including single name, company address, contact number, signature of the person in charge, company seal, etc.

On the one hand, it is personal income, including personal monthly income in the unit, pre-tax and after-tax wages, bonuses, allowances, housing provident fund, share dividends and other income.

Bank income certificate 8

This is to certify that _ _ _ _ _ _ _ _ _ is an employee of our company, graduated from _ _ _ _ _ _ _ _ _ _ _, and has worked in our company for _ _ _ _ years continuously. Now working in _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Hereby certify that

Company name: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Connotation of personal income certificate: including salary (generally referring to the total income of the whole year), copy of pension insurance payment, certificate of own property, certificate of private vehicle, copy of large passbook, foreign exchange, bonds, gold securities account, large life pension dividend policy, etc.

Bank income certificate 9

Bank of communications Jiang' an branch

This is to certify that _ _ _ _ _ _ (Mr./Ms.) is _ _ _ _ _ _ (1. Regular workers, 2. Contract workers, 3. Temporary worker), has been working in our company for _ _ _ _ _ _ _ _ years continuously, and currently works in our company with the post of _ _ _ _.

Our company promises that the above information is correct and true. If the above evidence is inconsistent with the facts, resulting in economic losses of your bank, our company is willing to bear all responsibilities.

Hereby certify that

Official seal of the unit or seal of the personnel department:

Signature of person in charge of personnel department:

Date, year and month

Personal income certificate

Bank income certificate 10

Proof of mortgage income of CCB

XXX

This is to certify that Comrade XXX works in my unit!

XXXX (covered with radish)

date

________________:

This is to certify that _ _ _ _ _ _ _ is an employee of our company, holding _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

This is to certify that.

This certificate is only used to prove the work and income of the employees of our company, and it is not used as a guarantee document for employees under any circumstances.

Stamps:

Date: _ _ _ _ _ _ _ _ _ _ _ _ _

________________:

This is to certify that _ _ _ _ _ _ _ _ is an employee of our company and holds the post of _ _ _ _ _ _ _ _ _ _ _. So far, the total income in the past year is about _ _ _ _ _ _ yuan.

This is to certify that.

This certificate is only used to prove the work and salary income of our employees, and it is not used as a guarantee document for employees under any circumstances.

Stamps:

Date: _ _ _ _ _ _ _ _ _ _ _ _ _

This is to certify that Comrade XX is a soldier of our department (if he is a cadre, he should explain his position).

Hereby certify that

XXXXX troops (seal)

X year x month x day

Proof of the department where you work.

This is to certify that Comrade xx of our department is engaged in xx work in XX department.

Department contact: Tel:

XXXXX troops (official seal)

X year x month x day format,

I am XXX, gender, and my ID number is XXXXXXXXXX. I started my job on XX, XX, and have been working for XX years.

Hereby certify!

Name of unit (seal)

Date, year and month

Personal income certificate

Bank Shanghai Branch:

This is to certify that _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

I have worked in this unit for _ _ _ _ _ _ _ years continuously, with the highest education of _ _ _ _ _ _ _ _ _.

In my company, my position is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

Is (in words) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. At present, the employee's physical condition is _ _ _ _ _.

We hereby guarantee that the above certificate is correct and true. If the above certificate is inconsistent with the facts, it will lead to your bank.

For economic losses, this unit promises to bear all legal compensation responsibilities.

This is to certify that.

The official seal of the unit or the seal of the personnel department

Handler:

Date, year and month

Format 2

Name, gender, position of work unit

Administrative category 1 basic salary 2 salary allowance 3 various living allowances 4 total bonus:

Enterprise 1 hourly wage 2 piece-rate wage 3 living allowance 4 total bonus:

Unit opinion:

Official seal of the unit:

Person in charge:

Date, year and month

Personal income certificate

Industrial Bank Shanghai Branch:

This is to certify that _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

I have worked in this unit for _ _ _ _ _ _ _ years continuously, with the highest education of _ _ _ _ _ _ _ _ _.

In my unit as _ _ _ _ _ _ _ _ _ _ _. Average monthly income of employees in the past year (after tax)

Is (in words) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. At present, the employee's physical condition is _ _ _ _ _.

We hereby guarantee that the above certificate is correct and true. If the above certificate is inconsistent with the facts, it will lead to your bank.

For economic losses, this unit promises to bear all legal compensation responsibilities.

This is to certify that.

The official seal of the unit or the seal of the personnel department

Handler:

Date, year and month

Bank Shanghai Branch:

This is to certify that _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

I have worked in this unit for _ _ _ _ _ _ _ years continuously, with the highest education of _ _ _ _ _ _ _ _ _.

In my unit as _ _ _ _ _ _ _ _ _ _ _. Average monthly income of employees in the past year (after tax)

Is (in words) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. At present, the employee's physical condition is _ _ _ _ _.

We hereby guarantee that the above certificate is correct and true. If the above certificate is inconsistent with the facts, it will lead to your bank.

For economic losses, this unit promises to bear all legal compensation responsibilities.

This is to certify that.

The official seal of the unit or the seal of the personnel department

Handler:

Date, year and month

Format 2

Name, gender, position of work unit

Administrative category 1 basic salary 2 salary allowance 3 various living allowances 4 total bonus:

Enterprise 1 hourly wage 2 piece-rate wage 3 living allowance 4 total bonus:

Unit opinion:

Official seal of the unit:

Person in charge:

Date, year and month

Format of occupation and income certificate

This is a comrade, gender, ID number (military officer's card, passport)No.:, who has been working in our unit since, and signed a labor contract with our unit for a term of. I am currently working in a department, and my monthly salary income after tax is RMB (in words), the monthly housing accumulation fund unit contribution is RMB (in words), and the monthly housing subsidy is RMB (in words).

Special proof.

Official seal of the unit (or personnel and labor seal)

Date, year and month

1, company name:

2, the unit address:

3. Telephone: Postal Code:

4. Name of person in charge of personnel (labor) department:

Bank income certificate 1 1

Xxx (ID number: xxxxx) is an employee of our company. She has been working in our company since xx, and now she holds the post of xx. In the past year, the average monthly income of this employee was RMB xx. XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX X X XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX XX

We guarantee that the above certificate is true and effective.

Address: xxx

Person in charge of the unit (signature): xxx

(official seal of the company): xxx

Xx year xx month xx day

Bank income certificate 12

This is to certify that XXXXXXXXXXXX is an employee of our company, has been working in our company for XXXXXXXXX years continuously, graduated from XXXXXXXXXXXX, and now holds the post of XXXXXXXXX of our company. In the past year, the average annual/monthly income of this employee in our company was (after tax) XXXXXXXXX yuan (in words: XXXXXXXXX million XXXXXXXXXXXX million XXXXXXXXXXXXXXX yuan only).

Connotation of personal work income certificate: including salary (generally referring to total annual income), copy of pension insurance payment, certificate of own property, certificate of private vehicle, copy of large passbook, foreign exchange, bonds, gold securities account, large life pension dividend policy, etc.

Hereby certify that

name of the company

XXXXXXXXX month XXXXXXXXX day

Bank income certificate 13

Xx bank:

I am engaged in stable business, with an annual income of RMB million and an average monthly income of RMB (the tax payment certificate is attached). I am responsible for the authenticity and legality of the above documents. If there is any falsehood, I am willing to unconditionally accept the bank's disposal of personal property.

Hereby certify that

(signature and handprint):

20xx year x month x day

Bank income certificate 14

China _ _ _ _ _ _ _ Bank:

This is to certify that _ _ _ _ _ _ belongs to our company, and the gender is _ _ _ (married/unmarried) and _ _ _ _ (with children/without children); Id number _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Bonuses and other income average RMB yuan per year (in words); The average annual gross income is RMB _ _ _ _ (in words).

The above contents are true and correct, and our unit shall bear corresponding legal responsibilities.

Hereby certify!

Official seal of the unit or seal of the personnel and labor department:

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Bank income certificate 15

This is a comrade with the name and number of certificate. He is an employee of our company (temporary re-employment under contract system). He has worked in our company for years, with a contract period of xx years and is on the job. His average monthly after-tax income is RMB (in words) (including salary, subsidies, bonuses and dividends), and the housing accumulation fund paid by the unit is RMB (in words). This is to certify that.

The unit stated that:

(-) The above certificate is true and correct, and our unit shall bear corresponding legal responsibilities for it.

(2) The copy of this employment and income certificate is invalid.

Official Seal of Personnel (Labor) Department

Date: Year Month Day

Personal income certificate of CCB

In our daily study, work and life, the most unfamiliar thing is proof, which is a document issued by an organ, school, group, etc. Prove qualifications or rights. Let's refer to how the certificate is written. Well, here is the personal income certificate of CCB I collected for you. Welcome everyone to learn from and refer to. I hope it helps you.

Personal income certificate of CCB 1

This is to certify that.

This certificate is only used to prove the work and salary income of our employees, and it is not used as a guarantee document for employees under any circumstances.

Stamps:

Date: _ _ _ _ _ _ _ _ _ _ _ _ _

If you don't pay the provident fund, you can press this to change it.

CCB Personal Income Certificate II

To Bank of China:

This is to certify that Mr./Ms. _ _ _ _ _ _ _ (married and divorced) is an on-the-job employee (formal temporary worker) of our company. Now her position is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Its total monthly income is RMB _ _ _ _ _ _ (in figures: RMB).

ID number: _ _ _ _ _ _ _

My unit is legally responsible for the authenticity of the above information.

This is to certify that.

Unit address:

Contact person of personnel and labor department:

Contact telephone number:

Seal of unit:

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

CCB Personal Income Certificate 3

This is to certify that he is a regular employee of our company, who has worked in our company for many years continuously, with a degree of graduation, and is currently working in our company. In the past year, the average monthly income (after tax) of this employee in our company was RMB (in words: one hundred thousand yuan only). Employee's physical condition (good, poor).

We promise that the above certification materials are true and effective.

This is to certify that.

Official seal of the unit:

Date, year and month

Unit name:

Unit address:

Contact telephone number:

Handler:

CCB Personal Income Certificate 4

China Construction Bank Company Limited Nanning Yuanhu Sub-branch:

This is to certify that _ _ _ _ _ _ _ is an employee of our company (regular employees, contract employees and temporary workers), and I have worked in our company for _ _ _ _ _ _ _ _ _ years in the past year. The average monthly income (after tax) of this comrade in our company is about _ _ _ _ _ _ _ _ _ (in words: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

This is to certify that.

Unit name:

(Official seal or financial seal or personnel seal)

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

This unit is legally responsible for the authenticity of the above documents.

Unit address:

Contact name:

Contact telephone number:

How to write the loan income certificate template of CCB?

China Construction Bank Xx Branch:

This is to certify that _ _ _ _ _ _ _ is a regular (temporary, contract) employee of our company, who:

1. Current location: _ _ _ _ _ _ _