You can't borrow money with someone else's ID card. To apply for a bank loan, you must handle the loan business with your ID card. If someone else's ID card is used to apply for a bank loan through online channels, the ID card does not match the name of the bank card holder and the loan cannot be approved. In addition to the ID card, you need to submit other loan information, so you can borrow money without an ID card.

The ID card processing process is as follows:

1. The applicant brings his/her household registration book and goes to the public security organ where his/her household registration is located to take photos for free;

2. Fill in the "Population Information Checklist" at the household registration window of the local police station to check the population information;

3, citizens under the age of sixteen, by the guardian to apply for identity cards;

4, the population information is correct, and the "Registration Form for Resident Identity Card Application" will be printed directly after the acceptance window is accepted;

5. The applicant signs the "Registration Form for Application for Resident Identity Card" for confirmation;

6. get a license.

Legal basis: Article 16 of the People's Republic of China (PRC) Identity Card Law.

One of the following acts, given a warning by the public security organs, and impose a fine of 200 yuan. Illegal income, confiscate the illegal income:

(a) using false certification materials to defraud the resident identity card;

(2) Renting, lending or transferring a resident identity card;

(3) illegally detaining another person's identity card.

Article 12

The public security organ shall, in accordance with the provisions, apply for the collection, renewal and replacement of resident identity cards. The public security organ shall issue resident identity cards within 60 days from the date when citizens submit the registration form of resident identity cards; In areas with inconvenient transportation, the processing time may be appropriately extended, but the extension time shall not exceed thirty days.

Citizens who urgently need to use their resident identity cards during the application, renewal and replacement of their resident identity cards may apply for temporary resident identity cards, and the public security organs shall handle them in a timely manner in accordance with regulations. The specific measures shall be formulated by the public security department of the State Council.