The rise in housing prices has promoted the development of the credit industry. After all, now more than 90% people need loans to buy a house. The rise of the credit industry is a good thing for many people, but there are also many people who have stepped on the thunder and even been cheated. In order to establish green credit services for everyone, the state has formulated some policies for the credit industry. Today, let's learn about the eight forbidden flows of credit funds.

First of all, the eight prohibited flows of credit funds mainly include these.

1. First of all, don't ignore, make things difficult for or contradict every customer who handles loan business; 2. Do not deliberately evade, delay or even reject the legitimate business applied by customers; You just can't take advantage of your position to seek benefits, let alone abuse power for personal gain; 4. Do not ask customers for anything other than business; 5. Do not accept gifts, gifts and banquets from customers; 6. Do not disclose the business and personal information of customers; 7. Do not sign for customers or handle business on their behalf; 8. Never agree to loan business without approval, and some agreements cannot be signed with customers privately.

Second, it is very important to abide by the credit business standards.

Although everyone needs to apply for a loan now, whether buying a house or starting a business, it is almost inseparable from loan funds. However, before handling credit business, we must clearly understand the process and standards of credit business to avoid loan application failure and loan delay. Of course, as a professional credit business person, you must be familiar with the process and rules of credit business, which can not only reflect your business ability, but also help each customer solve the loan problem smoothly.

Third, professional and reliable credit institution customers don't step on thunder.

The rise of the credit industry will inevitably lead to market chaos. I believe many people have been cheated by some credit institutions. If you want to apply for a loan, you should find a reliable professional credit institution so that the funds can be guaranteed. General professional and reliable credit institutions will never exaggerate in front of customers, saying that there is no basis for lending today, and they can borrow as much as they want. It can be seen that knowing the eight forbidden flows of credit funds is very helpful for your own loan business, and you can judge a credit institution according to these.

In a word, we must take the time to understand some guidelines before handling the loan, so that the loan application can be efficient and the funds can be guaranteed.