This depends on everyone’s focus. If your job is stable, your income and expenses are balanced or even have a surplus, and you are very busy at work, and you don’t want to waste your energy and energy on investment activities, or even panic about the rise and fall of the stock market, buying a house with all the money can be regarded as a good decision. On the other hand, if you are interested in investing and want to ride the wave of the economic tide and make a profit, or speculate in stocks or real estate, foreign exchange or even futures, you should take out a loan to buy a house and set aside some funds for capital. Cash is king. The best period of real estate speculation has passed, and not many retail investors can really make money by stock trading. Now I don’t know how many retail investors are standing guard for the predators. A share that cost dozens of yuan now costs more than ten yuan a share. I want to cry. No tears. How many retail investors are looking forward to the bull market in China's stock market? Facts are misleading. The greater the hope, the greater the disappointment.