Beijing's latest purchase policies and regulations
1, purchase restriction policy
Household registration in this city 1 household (including families of active servicemen and armed police stationed in Beijing, and families with valid work residence permits in Beijing, the same below), and non-household registration families who have not owned houses in this city and have paid social insurance or personal income tax in this city for more than five years (including) are restricted from buying 1 household (including new commercial housing and second-hand housing). Because of this defeat, foreigners can only buy a house in Beijing.
2. Stop selling policy
For households with registered residence in this city who already own 2 or more houses, households with non-registered residence in this city who own/kloc-0 or more houses, and households with non-registered residence in this city who cannot provide valid temporary residence permits in this city and have paid social insurance or personal income tax payment certificates in this city for more than 5 years (inclusive), the sale of houses to them in this city will be suspended.
3. New down payment policy for the second suite.
The new policy stipulates that all financial institutions and Beijing Housing Provident Fund Management Center should conscientiously implement the policy of "the down payment ratio is not less than 60% and the loan interest rate is not less than 1. 1 multiple of the benchmark interest rate".
Conditions for foreigners to buy a house in Beijing
1, tax payment certificate (personal income tax) for five consecutive years in Beijing or social insurance certificate for five consecutive years in Beijing; Paying social security is not recognized in the qualification examination of house purchase.
2. Have a valid temporary residence permit in Beijing; Beijing's temporary residence permit is valid for 6 months, so the temporary residence permit cannot expire when buyers buy a house.
3. Buyers have no room in Beijing. If married, neither husband nor wife has a house in Beijing. Foreigners are restricted from buying houses in Beijing.
4. ID card, marriage certificate and household registration book.
Note: If you get a loan to buy a suite outside Beijing, you need to pay more than 60% down payment, including 60%, and the loan interest rate will go up 10%.
Beijing's New House Purchase Policy —— Investigating the nonlocal population and registering the house purchase in Beijing in different places.
Residents' families (including husband and wife and minor children), where at least one family member has a household registration in this city, are regarded as households with household registration in this city.
Foreigners and families with foreign registered permanent residence in Beijing need to hold a valid temporary residence permit in this city, and have no room in this city, and declare that they have paid social security or individual tax certificates for five consecutive years in this city.
After meeting these conditions, submit to the real estate development enterprise, brokerage institution or online signing service window of the stock room:
(1) Original and photocopy of family member's identity certificate and marriage certificate.
(2) The application form for home purchase and the commitment letter for home purchase signed by potential buyers.
(3) A valid temporary residence permit
(4) The original and photocopy of the personal income tax payment certificate of this Municipality or the names and ID card information of family members who have paid social insurance.
Residents' families with household registration in this city are required to submit their family members' ID cards, marriage certificates, original and photocopy of household registration certificates, as well as the purchase application form and commitment letter signed by the intended buyers. Foreigners and families with foreign registered permanent residence in Beijing need to hold a valid temporary residence permit in this city and have no room in this city. They should declare that they have paid social security or individual tax certificates for five consecutive years in this city and submit corresponding materials.
The above is Beijing's new housing policy and its specific interpretation, hoping to help you understand this aspect more deeply. For netizens who plan to buy a new house in Beijing this year, it is very necessary to know what new housing sales policies are available.
Legal basis:
Notice of the General Office of the Beijing Municipal People's Government on Implementing the Spirit of the General Office of the State Council to Further Strengthen the Regulation of the Real Estate Market in this Municipality (III) Before buying a house, residents should submit the following materials to the real estate development enterprises, brokerage agencies or online service windows: Beijing housing policy: the original and photocopy of family members' ID cards, marriage certificates and household registration certificates submitted by households registered in this Municipality, and the Application Form for Home Purchase and the Commitment Letter for House Purchase signed by the intended buyers (see annex for details). Soldiers stationed in Beijing and the families of armed police in active service should also provide the original and photocopy of military (police) identity documents; Families holding a valid Beijing Work Residence Permit should also submit the original and a copy of the Beijing Work Residence Permit.
Beijing Housing Policy: Non-registered households in this city shall submit their family members' identity certificate, original and photocopy of marriage certificate, family purchase application list, letter of commitment signed by prospective buyers, valid temporary residence permit, original and photocopy of their personal income tax payment certificate in this city, or provide the names and ID cards of family members who have paid social insurance for future reference.