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What is the process for China Bank to issue personal housing loans with fixed interest rate?
Personal housing loan with fixed interest rate issued by China Bank:

After the mortgage/pledge contract or guarantee contract comes into effect, the lender shall directly transfer it to the special account of the developer or seller designated by the borrower to purchase the house according to the loan contract.

(Answer time: August 22, 2023)

The above contents are for your reference. Please refer to the actual business regulations.

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