You need to get the real estate license, the deed certificate and the land certificate to decorate the company contract before you can pay.

Second, what proof does the decoration loan need?

To apply for a decoration loan, you need to submit the following materials:

1, valid ID card, certificate of permanent residence issued by neighborhood committee, and confirmation of my identity and permanent residence;

2. Proof of professional and personal income issued by the unit, proof of stable work for six consecutive months or more (or proof of my monthly salary bill in recent months), confirming my repayment ability;

3. Real estate certificate of real estate mortgage (required for mortgage loan);

4. Confirm the bank deposit statement and water and electricity tax bill to confirm their credit quality;

5. The decoration project contract signed with the decoration enterprise, the purchase certificate of decoration materials and other materials, and confirm the purpose of the loan;

6. A copy of the business license and qualification certificate of the decoration enterprise to confirm whether the partner is within the prescribed scope;

7. Other conditions required by banks or financial institutions.

3. What supporting materials are needed to apply for decoration loan?

I really want to bring the house purchase contract, renovation contract, and proof of salary and income!

Fourth, how to provide proof of the use of decoration loans?

Decoration loan is a kind of consumer loan. When applying for consumer loans, banks or lending institutions will require borrowers to provide relevant certificates, and decoration loans also need to provide proof of the use of decoration loans. Most consumer loan products of banks need to provide proof of use, while decoration loans need to provide renovation contract and decoration project budget sheets issued by decoration companies, including materials, labor costs and receipts. If there is no proof of use, the loan may be rejected!

In addition to providing proof of the use of the decoration loan, the decoration loan also needs to provide other information. 1, valid ID card, certificate of permanent residence issued by neighborhood committee, and confirmation of my identity and permanent residence; 2. Proof of professional and personal income issued by the unit, proof of stable work for more than six months in a row (or proof of personal repayment ability); 3. Real estate certificate of real estate mortgage (required for mortgage loan); 4. Confirm the bank deposit statement and water and electricity tax bill to confirm their credit quality; 5. The decoration project contract signed with the decoration enterprise, the purchase certificate of decoration materials and other materials, and confirm the purpose of the loan; 6. A copy of the business license and qualification certificate of the decoration enterprise to confirm whether the partner is within the prescribed scope; 7. Other conditions required by banks or financial institutions.