It generally takes about 1 month for financial institutions to update their credit information. Because major banks and financial institutions report credit information at different times, sometimes once a month, sometimes several times a month, if your data card is at the reporting point, it may not be reported for the time being. Moreover, after the financial institutions report the data, it will take time for the central bank's credit information center to process it, so it will take some time for it to be finally displayed.

In short, it will take about 1~3 months from the full repayment of micro-loans to the renewal of credit information. Sometimes it can be shown as soon as possible.

If you are not sure about your personal credit record, you can get a personal credit big data report in Eagle Heart Quick Search. Based on the data of a large number of loan platforms, detailed credit evaluation can be given.

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What if the credit information is not updated?

1, contact the bank or online loan. You can directly go to the counter to apply for printing settlement vouchers and related materials, or you can call the phone or mobile app to submit the application. After the bank prints it, it will be stamped and mailed, which usually takes about a week.

2. The bank's settlement certificate needs to be stamped by the bank, and it must be fresh and cannot be copied. Moreover, the micro-loans under its name can only be applied after they are all settled, otherwise they will not be issued.