In banking, loan is an important category, which can bring a lot of profits to banks. Whether individuals or enterprises apply for loans in banks, they need to go through detailed examination, and banks shoulder the responsibility of verification. If the borrower's information is not found to be problematic due to lax review, or the borrower is unable to repay the loan in time, it may bear some consequences. So what are the consequences of canceling the loan and being recognized as the responsible person?

1, compensation According to the analysis report, judge the degree, importance and relevance of each responsible person's mistakes, and then share the loss amount, which needs to be compensated.

2, affect the performance appraisal. There is also an assessment mechanism within the bank, which may not directly compensate the losses, but proceed from the impact and be linked to the final performance, salary, bonus and other distribution.

3. Punishment and punishment. You can directly issue a notice to punish the relevant responsible person.

In short, if the loss and impact are small, it may not cause serious consequences, and banks will have certain risk tolerance and adopt different methods.