If you borrow money from the Postal Savings Bank and don't pay it back at maturity, the consequences are as follows:

1, 1 month will lead to default interest;

2 1 month (more than 30 years) will be notified by SMS;

After 3 or 3 months (90 days), the bank will call or collect money at home;

After 4 or 6 months, the bank will file a lawsuit with the court, and the court summons will be sent to the borrower's home. On the day of the court session, regardless of whether the borrower appears in court, the court will freeze the collateral originally mortgaged by the borrower to the bank and then auction it. The proceeds from the collateral auction will be used for repayment. If the auction proceeds are greater than the arrears (the amount that the borrower needs to pay = principal+interest+liquidated damages+late fees+prosecution fees+attorney fees, etc.). ), the excess will be returned to the borrower. However, there is little extra money.