The loan car cannot be transferred.
The vehicle loan has not been paid off. In this case, the vehicle property right is mortgaged to the bank and does not belong to the owner. Therefore, the owner has no right to transfer the mortgaged vehicle to others, and neither the bank nor the vehicle management office will agree.
After the vehicle loan needs to be paid off, the vehicle property right shall be redeemed. Only when the procedures and certificates are complete, violations are dealt with, and there is no problem in the annual inspection can the transfer be handled.
2. I just bought a car with a loan for less than a month. I want to transfer it. Can I transfer it?
Generally speaking, the car bought by loan cannot be transferred before the car loan is paid off, because the car is mortgaged to the lending institution. If the vehicle is to be transferred, the creditor's consent must be obtained. Because because the vehicle is in the repayment cycle, it cannot be traded and purchased, and obviously it cannot be transferred. The only solution is that you pay off the loan in advance, and then go to the relevant departments to handle the transfer formalities with the repayment list. Article 49 of the Guarantee Law: During the mortgage period, if the mortgagor transfers the registered mortgaged property, it shall notify the mortgagee and inform the transferee of the mortgaged property; If the mortgagor fails to notify the mortgagee or assignee, the transfer is invalid. No, the money has not been paid. Page two of the registration certificate, The mortgagee of this car is: XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX The bank needs to issue the enterprise qualification code certificate of the bank to cancel the mortgage for you. This car is your own. Loan to buy a car must go to your own account!
3. Can I transfer my car loan?
You can't transfer ownership until you pay off the car loan. Because the car was mortgaged in the bank during this time, it belongs to the mortgaged goods. Moreover, the vehicle registration certificate is also mortgaged in the bank, which is commonly known as the Great Green Paper. Cars can't be bought, sold or transferred until the loan is paid off.
If you want to transfer, you must wait until the loan is paid off and the mortgage relationship is lifted before you have the ownership of the vehicle. If you really want to transfer, you can settle the agreement privately, the car will drive first and the owner will continue to repay the loan. There is no conflict.
Vehicle cannot be transferred:
1, refitting, modifying or changing the weight of goods and the number of passengers without authorization;
2. Reaching retirement age (if the car is in good condition, it can be transferred after passing the special inspection, but it is not allowed to transfer;
3. There is no "declaration license certificate" for the purchase of the accused vehicle;
4. The seal of the applicant owner does not match the seal of the original registered owner;
5. In violation of regulations, the accident is not handled and closed, or the public security organ has doubts about the vehicle;
6, did not participate in the regular inspection or inspection unqualified;
7. Imported cars are under customs supervision and have not been released from supervision;
8, the people's court notice of freezing or mortgage is not full. Baidu Encyclopedia: Vehicle Transfer