Legal subjectivity:

The process of applying for a decoration loan is: (1) First, find out in advance whether the bank provides relevant decoration loans; (2) Submit a loan application to the bank. To apply for a bank loan, the borrower must be over 18 years old and have full capacity for civil conduct. He must have a legal and valid identity certificate, and the borrower's credit must be good; (3) When applying for a bank loan, you must submit proof of financial resources. Generally, you need to submit an application. A person's bank account. Legal objectivity:

Article 25 of the "General Principles of Loans" If a borrower needs a loan, he or she shall apply directly to the sponsoring bank or the handling agency of another bank. The borrower should fill in the "Loan Application" including the main contents such as the loan amount, purpose of the loan, repayment ability and repayment method, and provide the following information: 1. Basic information of the borrower and guarantor; 2. Financial department or accounting (auditing) affairs The approved financial report of the previous year, as well as the financial report of the period before the loan application; 3. Correction of the original unreasonably occupied loan; 4. List of mortgages and pledges and the consent of the person with the right to dispose of the mortgage and pledge Proof and relevant supporting documents that the guarantor intends to agree to guarantee; 5. Project proposal and feasibility report; 6. Other relevant information that the lender deems necessary.