1. Keep good accounting records

If you want to go ashore, you can only stop taking loans and calculate your money to see if your assets are directly proportional to your debts. If so, If it's proportional, settle the account quickly. If it's not proportional, find a way to make money!

Buy a notebook and record all the accounts clearly. You should also have an idea of ??how much you earn every month and how much you can repay!

There is no need to buy any clothes or shoes. Just buy a bag of noodles or a bag of rice at home so that you can eat enough. You have to live for the repayment every day. When will it be repaid? Do you understand when to eat meat? 2. Work hard

Work hard. I have always believed that I am not afraid of owing money, but I am afraid that you don’t want to pay it back. If Luo Yonghao owes a lot, won’t others pay it back? I know a courier guy who goes out to the morning market in the morning, delivers couriers during the day, and works as a driver at night. It took him three years to buy a store and a house. You said that if you can work so hard, the debt you owe will still be a thing. Son?

If you are afraid of being tired and want to live a good life, don’t think about it. You are not Wang Sicong. You have parents who can take care of things for you. So, rely on yourself, work hard to make money, and get a loan. So far, the days ahead are about repayment, repayment, repayment, and repayment until all is repaid! ?3. Seek help

If you can’t handle it anymore, then tell your parents and your wife about it. There is strength in numbers. See if I can help you solve this matter. My younger brother owed a lot of money back then, and the hole was getting bigger and bigger. In the end, he couldn't fill it, so he asked his second uncle for help, and he gave him 100,000 yuan to fill the hole. Later, I worked hard, worked hard to make money, and paid off my second uncle’s money. At least I owed nothing to my family. One hundred thousand is one hundred thousand, and it will be one hundred thousand for many years!

Finally: This matter must end here. You can’t continue to take out loans. If you have money, spend more. If you don’t have money, spend less. It’s just like what I said at the beginning, as long as you don’t starve to death with white flour and rice. Nowadays, young people like to consume in advance. This is a wrong concept of consumption. It needs to be changed. The old people often say, keep the money across the river, keep the money across the river. Do you know what it means? If you have money, it can save your life. How about you, forget yourself!