Some time ago, Alibaba introduced new regulations for Taobao and Alipay, clearly pointing out that Alipay and Taobao accounts will be cancelled if they don't log in for a certain period of time. Seeing this rule, a small number of "beautiful" netizens began to use their brains. "My friend told me that it would be good to uninstall the software after using the flower garden." However, Alipay tells you that it is not that simple!

Alipay WeChat official account and Guan Wei have both published the title "Don't think about beauty!" Alipay accounts that have not logged in for 12 months and have no assets will be cancelled by Alipay. If users need to use it again, they can re-apply for registration.

But here's the point!

Alipay knocks on the blackboard, which is displayed in big red letters: As long as there is a balance in Alipay account, or the balance treasure is associated with Jifenbao, no matter how long it is not logged in, it will not be cancelled. In addition, users who owe money to Huayuan will not be cancelled no matter how long they have not logged in. In short, I met a proud and lovely Alipay, so we still don't want beauty, just pay back the money!

The "dream" of not paying back the money was shattered, and the people who ate melons made a "unwilling" comment: "I can't see, I can't see, I can't see" and "I can't think of beauty if I'm ugly?" "I only see black words, and I can't pronounce color words. I won't pay them back! " Anyway, you have to pay it back when you get out, so wake up!

I once had such a dream that after Alipay was uninstalled, the money of Huabai would not have to be paid back.

But when you wake up, reality tells you, "You still have to pay back the money." Unless you don't worry that Alipay people will call you 24 hours a day to collect money, freeze your bank account in the bank, or even entrust a law firm to collect money for you.

When we open the garden, we need to sign a relevant credit agreement. If we violate the agreement and don't return the garden, we will bear the relevant legal problems.

Previously, a dead netizen had experienced a situation in which a flower garden owed 20,000 yuan. After Huaya's customer service repeatedly urged repayment but failed to respond, Huaya submitted the entrustment to the local law firm, and at the same time frozen all the functions of the netizen Alipay, and the law firm also telephoned the deadline for repayment. If not, it will submit an application to the court, and the netizen can be charged with fraud.

Therefore, with Alipay, I would rather pay more interest than default.

Regarding the failure to pay back the money, Alipay officials recently gave corresponding responses:

1. As we all know, loans overdue's unpaid credit card and credit card overdraft will be recorded in the personal credit information system, which will have an impact on future loans, house purchase and car purchase.

2. If it is a small loan such as Alipay Ant Flower Bank/Ant Borrowing Bank or JD.COM White Bank, will the overdue repayment be recorded in the credit report? Some media reported that Alipay officially updated the "Flower Garden User Service Contract" today. According to the new terms of service, users have not paid off all the payables before 24 o'clock on the repayment date of Huabai, and late payment will affect their personal credit records.

3. The resulting personal bad information will be provided to a legally established credit reporting agency, credit rating agency or similar institution licensed by relevant laws and regulatory agencies, such as Sesame Credit Management Co., Ltd. ... After the news was exposed, it triggered a hot discussion among netizens. At noon today, @ Ant Garden Guan Wei responded to this.

4. Ant Flower Garden said that many small partners have come to consult whether their flower garden usage will be uploaded to the central bank for credit information. The situation is this: at present, the service subject of Huabai has not inquired/reported the credit information to the central bank. Whether or not to report credit information, it is definitely right to repay on time, because it can help you accumulate good credit and get better financial services.

Alipay's online payment business in China is becoming more and more perfect, and it may penetrate into more aspects of our daily life in the future. At the same time, the development of online payment has also brought more convenience to our daily life, making daily consumption payment more efficient and convenient, saving us a lot of time. Moreover, Alipay's Yu 'ebao and Yu Bao Li are also very useful financial management tools for civilians. Therefore, it is not worth the loss to use Alipay to breach the contract and be dragged into the little black house by Alipay!

Alipay borrows 10 thousand and doesn't pay it back Just take it off. Which Alipay will die in minutes! You borrowed Alipay 1 and didn't pay it back, but it was found out in the sky and underground. Friend, don't think about good things!

If you think too much, it's all real-name registration. You can't even run if you want, and you made an appointment for a mobile phone. It is easy to find you, and it will also affect your credit. Forget borrowing money in the future, and major banks can find more!

The above contents are all from the internet, and if there are similarities, it is purely coincidental ~