Legal subjectivity:

There is no need to repurchase the house contract after the mortgage loan is settled. The contract signed when purchasing a house is in quadruplicate, that is, from the date of signing, the owner should already have an original copy of the purchaser's contract and an original commercial agreement, generally one copy for the developer, one copy for the owner, and one copy for the bank loan. For use, a copy of the property management bureau will be used as a registration record. Legal objectivity:

Article 25 of the "General Principles of Loans" If a borrower needs a loan, he or she shall apply directly to the sponsoring bank or the handling agency of another bank. The borrower should fill in the "Loan Application" including the main contents such as the loan amount, purpose of the loan, repayment ability and repayment method, and provide the following information: 1. Basic information of the borrower and guarantor; 2. Financial department or accounting (auditing) firm The approved financial report of the previous year, as well as the financial report of the period before the loan application; 3. Correction of the original unreasonably occupied loan; 4. List of mortgages and pledges and proof of consent of the person with the right to dispose of the mortgage and pledge and relevant supporting documents that the guarantor intends to agree to guarantee; 5. Project proposal and feasibility report; 6. Other relevant information that the lender deems necessary.