Generally, the examination time of student loan is about 7 to 15 days. The review process is as follows: firstly, the school is responsible for the qualification review of the applicant, and after the review meets the requirements, it is submitted to the bank, and the bank finally approves the student's loan application. After the review is passed, the loan can be directly issued to the bank card.

Conditions for examination and approval of student loans

1. People's Republic of China (PRC) * * *, the borrower needs to hold an ID card, and the age is 16. A copy of the borrower's student ID card and ID card; Minors applying for student loans shall provide their legal guardians' valid identification and written loan application consent.

2. Have full capacity for civil conduct. If a minor applies, a written consent shall be issued by his legal guardian.

3. The borrower's family is in financial difficulties. A certificate of family financial difficulties issued by the relevant department for the borrower.

4. Honesty and trustworthiness, good quality, no illegal behavior.

5. The borrower has certain learning ability and can guarantee normal graduation. The time for students to apply for student loans is generally after the start of the new school year, and students apply for loans from banks through schools.