The process of installment payment is normal, don't worry! Normal can pick up the car next week! You can pick up the car after paying the down payment. Pay the money first, pick up the car, and then go through the formalities slowly, so that the car can be driven away at once. BMW Finance has passed the 4s approval list. After you pay the down payment, you can take out the car mortgage. Once it's done, they take it, and you just drive away.