generally, it takes 1-15 working days to handle the equity pledge loan, and the specific time is determined by the actual situation. To handle the equity pledge loan, the borrower shall apply for the pledge loan from the lending institution and provide the corresponding loan materials. After the equity pledge contract is concluded, the pledge registration shall be handled according to law.

Legal basis

Article 425 of the Civil Code of the People's Republic of China

In order to guarantee the performance of the debt, if the debtor or a third party gives its movable property to the creditor for possession, if the debtor fails to perform the due debt or the pledge right is realized as agreed by the parties, the creditor has the right to be paid first for the movable property.

the debtor or the third party mentioned in the preceding paragraph is the pledger, the creditor is the pledgee, and the delivered movable property is the pledged property.

Article 443rd

Where a fund share or equity is pledged, the pledge right shall be established when the pledge registration is completed.

after the pledge, the fund shares and stock rights shall not be transferred, unless the pledger and the pledgee agree through consultation. The pledgor shall pay off the debt or deposit the proceeds from the transfer of fund shares and equity to the pledgee in advance.