Legal analysis: handle the mortgage cancellation procedures with the loan bank; 2. Go to the insurance company to handle the corresponding surrender procedures; 3. If you pay the deposit at the developer, remember to return the deposit to the developer. 2. If the real estate license has been handled during the loan period, you only need to go to the window of the administrative service center housing management office with the cancellation form, other warrants and bank ID card. If there is no real estate license, after the loan is paid off, take the cancellation form of the bank to the housing management office window for cancellation, and then apply for real estate license, and bring the following information: 1, the identity card or household registration book of the co-owner of the property right and its copy, household registration certificate and private seal; 2. Purchase contract (original); 3. Have a copy of the contract; 4. Purchase invoices and copies; 5. House number and copy.

Legal basis: Article 674 of the Civil Code of People's Republic of China (PRC) stipulates that the borrower shall pay interest within the agreed time limit. If the time limit for paying interest is not stipulated or clearly stipulated, and cannot be determined according to the provisions of Article 510 of this Law, if the loan period is less than one year, it shall be paid together with the loan; If the loan term is more than one year, it shall be paid at the end of each year; if the remaining term is less than one year, it shall be paid together with the loan.